Malpractice Insurance For
AAPA Physician Assistants

Protect yourself and your career with PA Value^® – quality, affordable Malpractice Insurance For Physician Assistants. CM&F Group, Inc. – The Malpractice Insurance Specialists – has been serving the insurance needs of healthcare professionals for over sixty years, designing insurance products especially for their growing professional liability exposures.

Check Your Rates & APPLY NOW!

Please choose your state below to view your rates & application

Select your state Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida (Dade/Broward Counties) Florida (Excluding Dade/Broward Counties) Georgia Hawaii Idaho Illinois (Cook County) Illinois (Excluding Cook County) Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan (Excluding Macomb, Oakland & Wayne) Michigan (Macomb, Oakland & Wayne) Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York City (5 Boroughs, Nassau, Suffolk & Westchester) New York State (Excluding 5 Boroughs,           Nassau, Suffolk & Westchester) North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania (Phila., Delco. & Montg.) Pennsylvania (Excluding Phila., Delco. & Montg.) Rhode Island South Carolina South Dakota Tennessee Texas (Except Brazoria, Cameron, Fort Bend, Galveston,           Harris, Hidalgo, Jefferson, Montgomery,           Orange Counties) Texas (Brazoria, Cameron, Fort Bend, Galveston, Harris,           Hidalgo, Jefferson, Montgomery, Orange Counties) Utah Vermont Virginia Washington Washington D.C. West Virginia Wisconsin Wyoming

CM&F is pleased to announce that PA Value^® is now being underwritten by the top-rated Medical Protective. As the nation's oldest provider of medical professional liability insurance, Medical Protective has been protecting the assets and reputations of doctors and other healthcare providers for 100 years.

When you need protection you want that's exactly what PA Value^® provides! The Medical Protective Company is rated AAA (Extremely Strong) by Standard & Poor’s and A++ (Superior) by A.M. Best. MedPro is a Warren Buffett, Berkshire Hathaway Company and is the only medical malpractice carrier who has endured all three medmal crises (over the past several decades) and through it all, has provided superior protection to its insureds.

PA Value is available as either an Occurrence Form or Claims Made Policy in all 50 states with limits up to $1 million/$6 million. Coverages include:

• Coverage for all specialties, including High Risk Classes
• HIPAA Coverage (at no additional cost)
• Deposition Fees/Expense
• Good Samaritan Coverage
• Assault Coverage
• First Aid Expense
• Medical Payments
• Defense Costs In Additon To Policy Limits
• Consent To Settle*

* Product availability varies based upon business and regulatory approval.

PA Value^® is professional liability protection against mistakes or perceived mistakes, especially designed for physician assistants. Here are just a few of the many valuable benefits:

• Professional malpractice insurance that protects and defends
• 24 Hour a day coverage — 365 days a year
• Up to $1 million per incident/ $6 million maximum policy period
• Policy travels with you no matter where you work

PA Value^® Class Definitions

Class P1:
A physician assistant who carries out responsibilities generally performed by a qualified licensed physician and who practices under the direction and supervision of a licensed physician to assist the physician in the diagnosis and treatment of patients. A physician assistant with any exposure to an operating room for Observation Only

Class P2:
A physician assistant who practices any of the following:
1. Assisting a licensed physician who is qualified to perform surgery – any practice exposure in an operating room other than for observation with a general practitioner/family practice or general surgeon; 2. Practicing or exposure (10 hours a week or less) to trauma/emergency room procedures or responsibilities; 3. Obstetrics practice or exposure limited to prenatal or postnatal care; and 4. Assisting a qualified licensed physician in Anesthesiology.

Class P3:
A physician assistant who is involved in any of the following:
1. Assisting an orthopedic surgeon, OB/GYN surgeon, cardiovascular surgeon and/or plastic surgeon in surgery in an operating room other than for observation; 2. Practicing or any exposure (more than 10 hours a week) in trauma/emergency room procedures or responsibilities; 3. Contact or exposure with Obstetrics including delivery room responsibilities; 4. Contact or exposure with cardiac catheterization labs; and 5. Assisting in Cosmetic/Aesthetic procedures.

Class PS:
Students currently enrolled and attending an American Academy of Physician Assistants approved physician assistant program.

For a PDF Rate Chart & Application, select your state from the pull-down window below, choose your class (P1, P2, P3 or PS) and your desired limits of liability. Please Note: The full premium for a "Claims Made" policy is phased in over a 3 year period. Thus, you will have a built in increase in each of your first 3 policy years. For a detailed explanation of "Claims Made", please click here.

For more information or questions about PAValue^® our Physician Assistants Malpractice Insurance policy, please contact CM&F Group at 1-800-221-4904, extension 223, 201 or 226 or email us atpa@cmfgroup.com.

Get the coverage you need at a price you can afford. Apply NOW!

PLEASE NOTE - PROPOSED EFFECTIVE DATE
YOUR PROPOSED EFFECTIVE DATE OF COVERAGE MAY NOT BE ANY DAY BEFORE THE DATE OF APPLICATION, OR 14 DAYS PAST THE DATE OF THE APPLICATION.

No Gap In Coverage With Retroactive Date

If you are currently insured individually under a claims made policy and you wish to ensure no gap in coverage from your existing policy please download the PDF rate chart & application for your state and print a hardcopy. Then complete it by hand and either submit by fax or mail—along with A COPY OF YOUR CURRENT CLAIMS MADE POLICY as an attachment, which is required for processing no gap malpractice insurance coverage.

• Why buy Professional Liability Insurance?
• Mistakes When Buying Professional Liability Insurance.
• What is a Claims-Made Insurance Policy?