> Aflac Supplemental Insurance
Malpractice Insurance for
Healthcare Student Groups
The CM&F Healthcare Student Group Policy, available from the member companies of American International Group, Inc. (AIG), is the right choice for your malpractice protection. AIG is among the world's largest financial institutions and CM&F Group, Inc. has been serving the insurance needs of healthcare professionals for over 50 years. Get $1 million/$6 million protection at competitive prices (higher limits are available) including these additional coverages and benefits:
- Administrative Hearing
- Deposition Fees/Expense
- Good Samaritan Coverage
- Assault Coverage
- First Aid
- Medical Payments
- Conformance To Statute
- Consent To Settle
A student group policy from CM&F is protection against mistakes or perceived mistakes, especially designed for students. Here are just a few of the many valuable benefits:
- Professional malpractice insurance that protects and defends
- 24 Hour a day coverage - 365 days a year
- Up to $1 million per incident/ $6 million maximum policy period
- School can be listed as an additional insured for 10% of policy premium. (Policies subject to $250.00 minimum premium)
Limits of Liability
Alabama, Alaska, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., Wisconsin & Wyoming
| Limits | Class (see chart below) | Premium |
| $1,000,000/$6,000,000 | I | $20(per student) |
| II | $20(per student) | |
| III | $20(per student) | |
| IV | $26(per student) | |
| V | $35(per student) | |
| VI | $40(per student) | |
| VIIA | $40(per student) | |
| VIIB | $81(per student) | |
| VIIIA | $20(per student) | |
| VIIIB | $45(per student) | |
| VIIIC | $54(per student) | |
| IXA | $52(per student) | |
| IXB | $26(per student) | |
| X | $73(per student) | |
| Nurse | $24(per student) | |
| Dental Assistant | $24(per student) | |
| Dental Hygienist | $24(per student) | |
| Nurse Practitioner | $76(per student) | |
| Physician Assistant | $150(per student) | |
OPTIONAL: If you wish to name the school as an additional insured, the rate is 10% of the total premium. All policies are subject to a $250 minimum premium. |
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Limits of Liability
Georgia
| Limits | Class (see chart below) | Premium |
| $1,000,000/$6,000,000 | I | $20(per student) |
| II | $20(per student) | |
| III | $20(per student) | |
| IV | $25(per student) | |
| V | $34(per student) | |
| VI | $40(per student) | |
| VIIA | $40(per student) | |
| VIIB | $79(per student) | |
| VIIIA | $20(per student) | |
| VIIIB | $44(per student) | |
| VIIIC | $53(per student) | |
| IXA | $51(per student) | |
| IXB | $26(per student) | |
| X | $71(per student) | |
| Nurse | $24(per student) | |
| Dental Assistant | $24(per student) | |
| Dental Hygienist | $24(per student) | |
| Nurse Practitioner | $76(per student) | |
| Physician Assistant | $150(per student) | |
OPTIONAL: If you wish to name the school as an additional insured, the rate is 10% of the total premium. All policies are subject to a $250 minimum premium. |
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Limits of Liability
Indiana
| Limits | Class (see chart below) | Premium |
| $1,000,000/$6,000,000 | I | $20(per student) |
| II | $20(per student) | |
| III | $20(per student) | |
| IV | $26(per student) | |
| V | $35(per student) | |
| VI | $40(per student) | |
| VIIA | $40(per student) | |
| VIIB | $81(per student) | |
| VIIIA | $20(per student) | |
| VIIIB | $45(per student) | |
| VIIIC | $54(per student) | |
| IXA | $52(per student) | |
| IXB | $26(per student) | |
| X | $73(per student) | |
| Nurse | $24(per student) | |
| Dental Assistant | $24(per student) | |
| Dental Hygienist | $24(per student) | |
| Nurse Practitioner | $76(per student) | |
| Physician Assistant | $222(per student) | |
OPTIONAL: If you wish to name the school as an additional insured, the rate is 10% of the total premium. All policies are subject to a $250 minimum premium. |
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Limits of Liability
Maryland
| Limits | Class (see chart below) | Premium |
| $1,000,000/$6,000,000 | I | $20(per student) |
| II | $20(per student) | |
| III | $20(per student) | |
| IV | $22(per student) | |
| V | $30(per student) | |
| VI | $35(per student) | |
| VIIA | $35(per student) | |
| VIIB | $70(per student) | |
| VIIIA | $20(per student) | |
| VIIIB | $39(per student) | |
| VIIIC | $47(per student) | |
| IXA | $45(per student) | |
| IXB | $23(per student) | |
| X | $63(per student) | |
| Nurse | $24(per student) | |
| Dental Assistant | $24(per student) | |
| Dental Hygienist | $24(per student) | |
| Nurse Practitioner | $76(per student) | |
| Physician Assistant | $222(per student) | |
OPTIONAL: If you wish to name the school as an additional insured, the rate is 10% of the total premium. All policies are subject to a $250 minimum premium. |
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Limits of Liability
New York
| Limits | Class (see chart below) | Premium |
| $1,000,000/$6,000,000 | I | $20(per student) |
| II | $20(per student) | |
| III | $21(per student) | |
| IV | $26(per student) | |
| V | $35(per student) | |
| VI | $41(per student) | |
| VIIA | $41(per student) | |
| VIIB | $81(per student) | |
| VIIIA | $20(per student) | |
| VIIIB | $45(per student) | |
| VIIIC | $55(per student) | |
| IXA | $52(per student) | |
| IXB | $26(per student) | |
| X | $73(per student) | |
| Nurse | $24(per student) | |
| Dental Assistant | $24(per student) | |
| Dental Hygienist | $24(per student) | |
| Nurse Practitioner | $76(per student) | |
| Physician Assistant | $222(per student) | |
OPTIONAL: If you wish to name the school as an additional insured, the rate is 10% of the total premium. All policies are subject to a $250 minimum premium. |
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Limits of Liability
West Virginia
| Limits | Class (see chart below) | Premium |
| $1,000,000/$6,000,000 | I | $20(per student) |
| II | $20(per student) | |
| III | $21(per student) | |
| IV | $26(per student) | |
| V | $35(per student) | |
| VI | $43(per student) | |
| VIIA | $41(per student) | |
| VIIB | $81(per student) | |
| VIIIA | $20(per student) | |
| VIIIB | $45(per student) | |
| VIIIC | $55(per student) | |
| IXA | $52(per student) | |
| IXB | $26(per student) | |
| X | $73(per student) | |
| Nurse | $24(per student) | |
| Dental Assistant | $24(per student) | |
| Dental Hygienist | $24(per student) | |
| Nurse Practitioner | $150(per student) | |
| Physician Assistant | $150(per student) | |
OPTIONAL: If you wish to name the school as an additional insured, the rate is 10% of the total premium. All policies are subject to a $250 minimum premium. |
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Class Definitions
| Professional — Class I |
| Occupational Therapist |
| Occupational Therapist Assistant |
| Certified OT Assistant |
| Respiratory Care Provider |
| Respiratory Therapist |
| Respiratory Therapist Technician/Technologist |
Professional — Class II |
| Art Therapist |
| Dance Therapist |
| Music Therapist |
| Recreation Therapist |
Professional — Class III |
| Audiologist |
| Bio-Medical Technician/Technologist |
| Blood Bank Technician/Technologist |
| Cardiology Technician/Technologist |
| Certified Laboratory Technician/Technologist |
| Certified Medical Assistant |
| Clinical Laboratory Technician/Technologist |
| Community Health Assistant |
| Community Health Technician/Technologist |
| Diagnostic Medical Sonographer |
| Dialysis Technician/Technologist |
| Dietitian |
| EEG Technician/Technologist |
| EKG Technician/Technologist |
| Electrologist |
| Geriatric Nursing Assistant |
| Health Educator |
| Histologic Technician/Technologist |
| Home Health (live-in) |
| Home Health Aide |
| Hospital Pharmacy Technician/Technologist |
| Laboratory Aide |
| Medical Laboratory Technician/Technologist |
| Medical Assistant |
| Medical Technician |
| Medical Technician/Technologist Assistant |
| Medical Technologist |
| Medical Records Administrator |
| Medical Records Technician/Technologist |
| Nuclear Medical Technician/Technologist |
| Nurses Aide |
| Nursing Assistant |
| Nutritionist |
| Pharmacist Assistant |
| Pharmacy Technician/Technologist |
| Phlebotomist |
| Radiation Therapist |
| Radiologic Technician/Technologist |
| Speech Hearing Therapist |
| Speech Language Pathologist |
| Surgeon Assistant |
| Surgical Technician/Technologist |
| X-Ray Machine Operator |
Professional — Class IV |
| Pharmacist |
| Pharmacist (Consulting) |
Professional — Class V |
| Circulation Technician/Technologist Perfusionist |
| Rehabilitation Therapist |
| Rehabilitation Assistant |
Professional — Class VI |
| Corrective Therapist |
| Enterostomal Therapist |
| Exercise Physiologist |
| Kinesiologist/Kinesiotherapist |
| Massage Therapist |
| Orthopedic Assistant |
| Wellness Counselor |
Professional — Class VIIA |
| Athletic Trainer (Non-medical, Non-certified) |
Professional — Class VIIB |
| Athletic Trainer (Medical, LPT or RPT) |
Professional — Class VIIIA |
| Student/Volunteer EMT |
Professional — Class VIIIB |
| Basic/Intermediate EMT |
Professional — Class VIIIC |
| Paramedic |
Professional — Class IXA |
| Physical Therapist |
Professional — Class IXB |
| Physical Therapist Assistant |
Professional — Class X |
| Sports Medicine Instructor |
| Sports Medicine Therapist |
| Adult/Geriatric Nurse Practitioner |
| Psychiatric Nurse Practitioner |
| Pediatric/Neonatal/Family Practice NP |
| OB/GYN Nurse Practitioner |
Student |
| Nurse |
| Dental Hygienist, Dental Assistants |
| Nurse Practitioner |
| Physician Assistants |
NOTE: This program does not cover psychologists, dental students, medical students or mental health counselors. |
All policies are subject to a $250 minimum premium |
For over fifty years, CM&F has been serving the unique needs of healthcare professionals and designing products specifically for their growing exposures. Get the coverage you need at a price you can afford. Apply NOW!
For more information about our Malpractice Insurance for Healthcare Student Groups policy and/or an application, please contact CM&F Group at 1-800-221-4904, extension 222 or email us at info@cmfgroup.com.
How To Apply For Coverage
- Click on the button "Download PDF Application"
- Print a hard copy of this application to your desktop printer
- Complete this hard copy by hand, answering all questions
- Sign, date and either:
- Mail your completed application with check, payable to CM&F Group, Inc,
99 Hudson Street, 12th Floor, New York, NY 10013
OR - Fax your signed and completed application with Credit Card information (per the application) to CM&F Group, Inc. at 212.608.4378
- Once your application is processed, you will be notified by email within 5–7 business days
of confirmation of coverage.Your payment — whether by check or credit card — will NOT be
processed until your coverage has been approved.
