What is Registered Nurse Malpractice Insurance?
Registered nurse malpractice insurance protects registered nurses from potential medical liability claims or malpractice lawsuits. Registered nurse insurance is necessary for protecting the career or financial security of RNs, whether currently practicing as a registered nurse or a student enrolled in an ADN program. RN malpractice insurance allows nursing professionals or students to be free to focus on providing expert advice on clinical care without worrying about a threat to personal assets or livelihood.
What Risks Do I Face as A Registered Nurse That Warrants Malpractice Insurance?
A registered nurse is a practicing professional who holds a nursing degree, has passed the NCLEX-RN exam administered by the National Council of State Boards of Nursing and has met all the other licensing requirements mandated by their state’s board of nursing. As they perform their nursing duties working closely with patients, monitoring patient health or providing care for acute or chronic illnesses, there can be fear of litigation due to claims or grievances from the medical board. Maintaining consistent and comprehensive registered nurse malpractice insurance is important due to the increasing risk of nurses being named in a medical malpractice lawsuit. Many nursing professionals have found they cannot rely solely upon employer coverage and look to purchase personal RN liability insurance. Many times, an employers’ insurance doesn’t provide enough coverage, and in some situations, it doesn’t provide any coverage at all.
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Why Do I Need Registered Nurse Malpractice Insurance?
RN malpractice insurance is designed to protect personal assets and cover unexpected expenses in the event that a lawsuit is brought against you. This important insurance policy provides coverage for amounts that would otherwise have to be paid as a result of a professional liability claim arising out of a covered medical incident. CM&F registered nurse malpractice insurance prioritizes the interests of nursing professionals first, providing clients with insurance plans that are designed to help protect both your reputation and financial future.
CM&F Registered Nurse Insurance Coverage
For over 100 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. CM&F is known for affordable insurance that delivers the best coverage on the market in the most simple way possible.
Your personal liability insurance policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered.
Find Out Why The Best Nurse Organizations And Thousands of Your Peers Recommend CM&F!
CM&F Means Peace of Mind
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:
- A++ Rated Liability Insurance & 4.8/5 Satisfaction Rating
- Outstanding Customer Service with a Direct Contact Line
- Superior Claims Management
- Fast Automated Application Process – No Paperwork!
- 24/7 Access to Your Personal Online Document Archive