Hello, We Are CM&F!

Family-owned since 1919, we believe in great products, better technology and the best service.

Whether you are looking for coverage for yourself, your business, or your family, CM&F is your one-stop solution. We offer specialty programs for Individual Medical and Healthcare Professionals as well as Groups, but we are also a full service insurance agency, capable of placing any type of risk.

Great Technology, Better Service

We believe in investing in technology without sacrificing service.  Most of our products are available online and are fully automated, allowing our clients to purchase coverage in minutes and access all their information online because we don’t believe in making people wait.  However, like so many companies these days, we don’t think technology solves everything.  That is why we have a fully staffed call center as well as options for chat and email support.  We hope everything goes smoothly, but we are here when you need us if it doesn’t.

We've specialized in Professional Liability for Healthcare Professionals and Groups for over 50 years and continue to provide innovative products to that rapidly changing market.  However, we have been a full service insurance brokerage since our founding in 1919.  Whether you are a small physical therapy group or a tech startup seeking business owner's coverages or a large manufacturer with complicated insurance needs, we have solutions for you.  Contact us today to get started!   

Specialized, Not Limited

Small Business, National Reach

We were founded in 1919 and have remained privately owned for almost 100 years.  Although our roots are in downtown New York City, we have developed national programs, which allow us to write in all 50 states and Washington D.C.  Our insurance carrier markets include some of the most prestigious financial institutions in the world giving you access to the most innovative and comprehensive insurance solutions, no matter your business needs.

Meet The Team

Our employees are the first point of the contact for our clients and are the ones who implement our strategy. Here are a few people who and make the "CM&F Advantage" come to life.

Alicia Vaughan-Offutt

Alicia Vaughan-Offutt

Underwriter/Account Manager

Account Manager, Professional Liability Programs

William Schmittgall

William Schmittgall

Customer Service Agent

Customer Service Agent, Professional Liability Programs

Jay Sullivan

Jay Sullivan

CEO, Co-Chairman

New Business Development, Strategic Initiatives

Katherine Nova

Katherine Nova

Executive Vice President

Head of Underwriting and Client Service

Richard J.J. Sullivan, Jr.

Richard J.J. Sullivan, Jr.

Co-Chairman

New Business Development

Calvin Sullivan

Calvin Sullivan

President & COO

Technology & Operations, Strategic Initiatives

Shinnikka Sanderlin

Shinnikka Sanderlin

Underwriter/Account Manager

Account Manager, Clinical Research Program

Jesse Magaldi

Jesse Magaldi

Underwriter/Account Manager

Account Manager, Professional Liability Progams

Martin J. Liston

Martin J. Liston

Vice President

Business Development, Benefits and Property/Casualty Lines

Bonnie Jeneba Charkey, CPCU

Bonnie Jeneba Charkey, CPCU

Underwriter/Account Manager

Account Manager Property/Casualty Lines

Charles Gardner

Charles Gardner

Customer Service Agent

Customer Service Agent, Professional Liability Programs

Michelle Witherspoon

Michelle Witherspoon

Customer Service Agent

Customer Service Agent, Professional Liability Programs

Robert S. Foltin

Robert S. Foltin

Underwriter/Account Manager

Account Manager, Personal Lines

Our History

Check out some of our milestones below.

The Early Years

Cotterell, Mitchell is founded in 1919 in lower Manhattan by Wesley Cotterell and Charles Mitchell. In 1922 they are appointed as Agents by Aetna to sell life, property, casualty and personal lines insurance.

Innovation & Specialization

In 1947, in partnership with the American Nurse’s Association, the firm develops the nation’s first liability program especially for nurses with The St Paul Companies. Charles Mitchell retires from the firm.

Cotterell, Mitchell & Fifer, Inc.

Calvin Fifer joins the firm in 1957 after honorable WWII naval service in the Pacific theater. In 1964 his success is rewarded and he becomes president of newly renamed “Cotterell, Mitchell & Fifer, Inc.”

New Horizons

In 1965, founder Wesley Cotterell dies, leaving Calvin Fifer as the firm’s sole owner. In 1976, the nurses liability program was moved to American International Group, Inc.

Program Expansion

In response the medical malpractice crisis of the mid 80’s, the firm develops the first liability program for advance practice nurses. This was soon followed by programs for all healthcare professionals.

CM&F Group, Inc.

Fifer’s son-in-law, Richard J. J. Sullivan, Jr. resigns his commission in the U.S. Foreign Service and joins the firm. In 1997 Fifer steps down; Sullivan renames the firm CM&F Group, Inc.

New Partnerships

Following the attacks of 9/11, another malpractice crisis strikes. This time physician assistants are the targets, so in partnership with the AAPA, CM&F responds with an endorsed program expressly for PAs.

New Location and Severing Old Ties

In 2002, CM&F moves to Tribeca. Four years later, Chairman Emeritus, Calvin Fifer dies. With the financial crisis of 2008, CM&F transfers its PA & NP programs to the venerable Medical Protective Company.

Carrying On The Tradition

Richard J.J. Sullivan, III (Jay) and Calvin E. F. Sullivan, Sr. joined the firm in 2005. By 2012, their mission of better serving clients in the digital age came to fruition with all products being available for purchase online 24/7 - in real time.

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