What limit of liability does CM&F recommend? The liability limits depend on a number of factors and is a very personal decision. Though we offer policy limits…
What is tail coverage? Tail coverage is only applicable when a Claims-Made policy cancels or terminates. If you have an Occurrence policy you DO…
I have an active license, but I am not going to be working for a while. Should I keep my coverage active? We always recommend liability protection until full retirement.
What workplaces do you cover? There are very few restrictions on workplaces. If you are licensed, certified or trained to perform your services we have…
I am a student. Can I apply for coverage? Many students need liability coverage during their schooling and clinicals. We have a low-cost liability policy for students of many…
I am self-employed. Can I apply for coverage? Yes, we cover self-employed medical professionals and can include coverage for your business entity if needed. Get in touch with…
I’m starting my own company. Do you have a policy that will cover my company for malpractice? Absolutely. We have liability coverage for individuals, sole-proprietors, clinics, schools and groups. Get in touch with us to discuss your…
I work for several different employers. Will that affect my coverage or rate? That depends. We do have a policy type that would cover you for all your work at one rate. The…
I just changed jobs. Will I have to pay more for my liability insurance? It depends. Generally speaking, if you move from one job to another within the same scope of practice the premiums…
I have a part-time in addition to my full-time employment. Would this policy provide coverage for these activities? Yes, that is the reason our policy is so great. The coverage is specific to you, not your employer. So…