Family owned since 1919, CM&F believes in great products, better technology and the best service. Our commitment to the nursing profession dates back to 1947 when we developed the very first liability insurance policy with the American Nurse Association. We have always partnered with the strongest and most committed liability insurance companies to offer the most competitive nursing liability policy in the market. Statistically, most nurses will never be sued, but if you ever are, the protection you have matters. Trust CM&F to be there when you need it most.