Medical Malpractice Insurance Since 1947

Get Protected

Looking for Liability Insurance as an Individual Professional or a Medical Group? We have coverage for PAs, Nurse Practitioners, Acupuncturists, Nurses, Home Healthcare Aides and over 80 other types of medical professionals.

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Stay Protected

Time to renew your coverage? All you need is your customer ID and policy number and we will have you on your way in minutes!

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Experts In Providing Coverage

Since our founding in 1919, CM&F has taken pride in providing comprehensive and secure insurance solutions for all of our customers. Whether by developing the nation’s first Nursing Liability insurance policy in 1947 or coordinating coverages for the world’s largest staffing firms, CM&F remains dedicated to providing only the highest quality insurance products, backed by superior customer service.

Support The Way It Should Be

Our customer service center combines chat, email, and phone support so that you can choose the best method for you. We answer 98% of our calls in under 1 minute and, unlike most companies, we answer our email inquiries within an hour. Choose CM&F Group, and join over 90% of our clients who would recommend us to a colleague or friend, according to our Net Promoter Score.

Service Is Paramount

Our employees are the first point of contact for our clients and are the ones who implement our strategy and make the “CM&F Advantage” come to life.

William Schmittgall

Client Service Representative

Jesse Magaldi

Business Development Manager / Underwriter

Calvin Sullivan

President & COO

Bonnie Jeneba Charkey, CPCU

Underwriter/Account Manager

Richard J.J. Sullivan, Jr.


Martin J. Liston

Vice President

How Do I Apply?

For all of our specialty programs for healthcare professionals and groups, just click on “Liability Insurance” above, then put your professional type into the search engine. When you locate you professional type, you can either click on “Apply Now” to immediately go into our web application portal, or you can choose learn more about your product. For all of out other products and departments, please don’t hesitate to contact us at 1-800-221-4904.

Do I Have To Wait For A Quote?

ABSOLUTELY NOT! With our online application portals, you can get a quote, fill out your application and have confirmation of coverage in your email in minutes! If you need coverage quickly, whether to get a job or get credentialed, or simply for piece of mind, CM&F is your solution.

Can I Get A Quote Without Applying?

YES. You can go into our application portals anonymously, answer a few questions and get a no obligation quote. That is the rate you will pay based on the questions you answered. If you want to continue into the application and purchase the coverage, go ahead, but if you don’t, that’s OK too…you just walk away and come back another time.

Who Do We Cover?

Our specialty program for healthcare professionals and groups includes over 180 different classes of providers, including (but not limited to): PA’s, NP’s, Nurses, Physical Therapists, Homecare Aides, Acupuncturists, Physicians & Surgeons. We also write all types of medical groups, such as: Physical Therapy Groups, Mental Health Clinics, and PA or NP-Owned Clinics.

Need More Help?

Are You A Broker Looking To Work With CM&F?

We work with both retail and wholesale brokers of all sizes.  All brokers have access to our entire product portfolio and earn the highest commissions in the industry.  Partner with us today!

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CM&F Group