About CM&F Group, Inc.

Our History


CM&F Group was founded in New York City in 1919 by Wesley Cotterell and Charles Mitchell as Cotterell and Mitchell. The firm grew as a respected insurance brokerage firm during its first twenty years and was able to flourish despite the Great Depression. Expansion continued following the Second World War and in 1947, building upon its increasing expertise in professional coverages, the firm, in collaboration with associates in the American Nurses Association, developed the first Professional Liability Policy specifically for the Nursing Practice. Prior to that, nurses were treated as an extension of a physicians' practice and coverage.

In 1964, Calvin Fifer succeeded Wesley Cotterell as President, at which time, the firm was renamed Cotterell, Mitchell & Fifer, Inc. Under new leadership, CM&F grew rapidly and by the mid 70's, CM&F had become one of the nation's largest retailers of Malpractice Insurance For healthcare professionals. Expanding the range of malpractice to complement the Nursing line, CM&F established programs for Registered Dental Hygienists, Nurse's Aides, Nurse Practitioners, Physical Therapists, Physician Assistants and Post Partum Care Providers. CM&F's Nurse Practitioner Program established the legal precedent for regulatory relations between Risk Purchasing Groups and State regulators. In 1993, CM&F established a Physician Assistants Product Line. While maintaining its leading position in professional coverages, CM&F has continued to expand its personal insurance products as well as its long term expertise in all forms of commercial insurance coverages, including manufacturers and retail outlets.

CM&F represents the American International Group (AIG), National Union Fire Insurance Company of Pittsburgh, PA, Lexington Insurance Company, St. Paul Travelers, Chubb, Allianz Fireman's Fund Insurance Company, Prudential Life, American General/United States Life, Aetna, Unum, United Health Care, William Penn Life Insurance, Principal Financial, Berkshire Life, Guardian, Genworth Financial, Aflac and XL Capital LTD.

CM&F is a member and represented on the board of the Insurance Brokers Association of New York and Insurance Federation of New York; and in addition, are members of the Professional Insurance Agents, the Independent Insurance Agents and the Council of Agents & Brokers.

In 1995, CM&F's 76th year and the 30th year of his presidency, Calvin Fifer stepped down as President and Richard J.J. Sullivan, Jr., CIC was named to succeed him. As we move into the new century, CM&F looks forward to continued growth and the opportunity to serve the distinguished clientele that have been its hallmark since 1919, with the integrity and professionalism pioneered by Wesley Cotterell and Calvin Fifer.