Malpractice Insurance for First MainStreet Members

Malpractice insurance for physical, occupational, speech and respiratory therapists, home health aides, and other medical professionals. Tailored to your unique business, so you can focus on meeting your patients’ needs.

What’s the goal of any insurance policy? To get you the best policy possible while keeping your costs down and minimizing your risk. That’s why First MainStreet & CM&F have partnered together. Our experts will get you the right policy, and help save you money on insurance costs. What could be better than that?

With some of the lowest costs on the market, and the ability to practice telehealth/telemedicine under one policy, CM&F makes getting the right liability insurance coverage easy. Practice virtually or in-person without fear of litigation, knowing we have your back.

Furthermore, First MainStreet Insurance (FMSI) serves the physical therapy industry by helping clients identify and lower their overall cost of risk. FMSI’s Physical Therapy Program provides over a decade of experience working with PT practices across the country. FMSI’s approach to transferring catastrophic risk, creating safety culture, and helping clients purchasing insurance coverage efficiently helps PTs with the payoff of supporting and protecting their patients, employees, and profitability.

Not Having Malpractice

Comprehensive, Affordable, Reliable & Easy Malpractice Insurance

You should be able to do your job or run a clinic without constant fear of litigation. CM&F Group offers insurance protection in the case that medical malpractice claims arise due to negligent accusations. CM&F policies are portable, and will go wherever you go, ensuring you are always protected. The malpractice insurance is tailored to your specific professional or clinic needs, designed to protect your assets, your license, and your reputation. It is an easy-to-obtain, affordable, comprehensive liability insurance plan.

Not sure if this coverage is right for your business? Check out the list below to see who our insurance program is for.

  • Physical Therapy Providers
  • Occupational Therapy Providers
  • Speech Therapy Providers
  • Massage Therapy Providers
  • Athletic Trainers
  • Home Health Aide
  • Licensed Respiratory Therapist
  • And more!

Focus on your patients. We’ll protect your personal assets, license and reputation.

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Why Choose CM&F?

For over 100 years, CM&F has been insuring professionals across the healthcare industry with easy-to-obtain, low-cost, comprehensive professional liability insurance. We have made it our mission to partner with prominent leaders in the healthcare space to ensure we fully understand the needs of the many professions we cover.

Just like First MainStreet Insurance, CM&F Group wants healthcare professionals to focus on one thing: meeting your patients’ needs. You work directly with clients in order to help them meet their physical health goals, and due to the nature of the work, this makes you susceptible to malpractice claims. Whether the claims are ultimately true or not, the repercussions could have a devastating impact on both your career and your personal assets. That’s why our malpractice insurance is essential – it allows you to devote all your attention to your clients, and to ultimately provide them a better experience.

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • Telemedicine/Telehealth Coverage
  • License Defense Coverage
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • Sexual Misconduct Defense
  • HIPAA Defense Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go – Even in Volunteer, Telehealth, Per Diem or Moonlighting Assignments

The Partnership Between First MainStreet and CM&F Group

CM&F and First MainStreet have formed a unique partnership with similar core values and a true commitment to the medical professional communities.

First MainStreet’s decision to partner with a quality insurance liability program and a reputable company that has been in the insurance industry since 1919 shows a commitment to their mission – “to provide our customers with industry expertise, unrivaled service and protection that goes far beyond the policies we write.”

As partners, we’ll work together to enable you to focus on providing top-of-the-line healthcare solutions for those in need of treatment, while also providing you with the most comprehensive professional and general liability insurance that is tailored to meet the needs of your processes and practice.

Find Out Why The Best Physical Therapy Organizations And Thousands of Your Peers Recommend CM&F!