Agents & Brokers

Providing Specialty Markets For Wholesale And Retail Agents & Brokers

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Partner With Us Today

At CM&F, we understand the importance of providing excellent service to brokers because we’re also brokers.  In addition to specializing in Professional, General, and Cyber Liability programs for healthcare professionals and groups, we have been retailing traditional property and casualty accounts since 1919.  We understand the frustration of slow turnaround time, poor service, high employee turnover at carriers and wholesalers, and most of all, volume requirements.  At CM&F, we have no volume requirements and we provide online access to almost all of our products so you and your clients never have to wait.  Best of all, we have very low employee turnover, so your relationships last.

Our Programs, Our Specialty

For over 65 years, we have offered Professional and General liability to individual healthcare providers and medical groups.  All of our products are accessible online and are fully automated with online access to client documents whenever you need them.  We also offer a fully automated program for Cyber Liability, both stand-alone and as an add-on to an existing group or self-employed individual.

Who We Work With

We work with both retail and wholesale brokers and compensate each accordingly:  10% for retail brokers and 17.5% for wholesalers. All products are easily accessible online and you will never need to wait for a quote.  Quote, bind and get paid…it’s that simple.

Service Is Paramount

Our employees are the first point of contact for our clients and are the ones who implement our strategy and make the “CM&F Advantage” come to life.

Jay Sullivan


Calvin Sullivan

President & COO

William Sullivan

Executive Vice President

The CM&F Advantage

Full Online Access

Apply or renew online and access all of your client documents through our Web Portal anytime, anywhere. Your clients expect real time service, now you can give it to them by utilizing our technology.

Competitive Commissions

We pay the most competitive commissions in the industry: 10% to Retail Brokers and 17.5% to Wholesalers. Whatever your business model, we make it easy and worth your while to work with CM&F Group.

Personal Service

Our partners always have direct access to our Underwriting Team so that you have a personal representative to contact. Although we have invested in superior technology, we understand the lasting value of relationships.

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CM&F Group