You Have The Network, Now Get The Protection You Need

BetterPT + CM&F = Support You Can Rely On!

The Perfect Partnership To Eliminate Everyday Barriers For PTs

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CM&F group has partnered with BetterPT to bring physical therapists, as well as fitness & rehabilitation professionals the most comprehensive and lowest cost professional liability insurance policy in the market today. Our professional liability insurance is tailored to your needs, follows you wherever you practice, and is designed to protect your personal assets, license and reputation.

For over 30 years, we have been insuring Physical Therapy groups and individual professionals in fitness & rehab with an affordable, comprehensive liability insurance plan.

With affordable professional liability and general liability coverage through CM&F, BetterPT has made your decision easy.

Don’t see your profession in this list? Visit our full Profession Directory, or contact us to see if we cover your specialty.

Insurance Designed With You In Mind!

Portable, Flexible Coverage

- Coverage options up to $2 Million Per Claim
- Full Consent to Settle Claims
- License Defense Coverage
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage
- 24/7 Coverage Portable Coverage – Take your policy with you if you change jobs

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Competitively Priced Group Options

For over 30 years we have served Physical Therapists with reliable policies. CM&F's innovative technology and efficient processes have allowed us to bring Physical Therapy Groups rates that are often 40% lower than the competition.

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Cyber Liability Add-On

Be protected in the event of a lawsuit arising from patient data theft. The costs associated with an unforeseen cyber incident causing HIPAA violations and data security breaches can be damaging to business owners. It is imperative that companies of all sizes have some kind of protection to avoid becoming the target of an attack.

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The Partnership Between BetterPT and CM&F Group

BetterPT™ is an integrated digital healthcare platform company, committed to transforming patient access and experience with healthcare services by providing end-to-end digital connectivity between physicians, physical therapists (PTs) and patients. BetterPT is the fastest growing specialized PT marketplace in the U.S. It provides patients with a direct point of entry to access quality PT that is in their local area, best fits their needs and accepts their insurance, then book appointments in real-time and securely transfer their information to the clinic’s care system. For clinics, BetterPT’s interoperable solution offers operational efficiencies, helping to cut down administrative burden and paperwork. With its HIPAA compliant application and EMR compatibility, BetterPT enables patients greater access to PT, an important and oftentimes overlooked part of clinical rehabilitation and preventive care.

As a leading innovator in the insurance space, CM&F Group is excited to partner with a digital healthcare innovator like BetterPT. BetterPT is comprised of almost 300 separate physical therapy entities nationally with close to 8,000 clinic locations. CM&F Group and BetterPT have a shared goal of improving the healthcare service industry for professionals and patients alike. The CM&F and BetterPT partnership allows physical therapists to focus on providing top of the line healthcare solutions for those in need of treatment, while also providing them with the most comprehensive professional liability insurance that is tailored to meet the needs of their processes and practice.

CM&F has been a reputable insurance leader since 1919, with a strong commitment to continued growth.

Why Choose CM&F?

Just like BetterPT, CM&F Group wants physical therapy professionals to focus on one thing, helping their clients. Physical Therapists work directly with already injured or physically impaired patients who are at risk of falls or further injury if an accident were to occur. As a result, physical therapists are susceptible to an increased risk of malpractice claims being brought against them. Whether the claims are ultimately true or not, the repercussions could have a devastating impact on both their career and their personal assets.

CM&F Group offers insurance protection that will protect you if medical malpractice claims arise due to negligence accusations. You should be able to do your job without constant fear of litigation. CM&F provides the coverage at a low cost, eliminating risk. In addition, the policy is portable, and will go wherever you go, ensuring you are always protected. It allows you to devote all your attention to your clients and ultimately provide them a better experience.

BetterPT provides you with the network and technology to help patients. CM&F provides you with the peace of mind to do your job without hesitation. Together, you can be sure that your patients or clients will get the proper service they deserve.

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New York, New York 10013

CM&F Group