Fitness group professional liability insurance, also called malpractice insurance, professional indemnity, or errors and omissions insurance, is vital to your business’s longevity should you, your employee(s), or your full fitness facility be named in a malpractice lawsuit.
Even if the negligence claim is untrue, the out-of-pocket costs for legal defense is expensive. CM&F provides comprehensive fitness group insurance that protects your business’s reputation and financial stability from the damages of lawsuits resulting from negligence, errors, or undelivered services. Additionally, CM&F’s customized group fitness instructor insurance also covers Legal Defense costs as well as the payment of any Court Award or Settlement.
In the interest of providing the most comprehensive coverage possible, CM&F’s malpractice insurance for group fitness instructors fluctuates with the relevant laws that dictate scope of practice. Should the scope of practice for the insured change, your policy automatically includes those changes, so you never have to worry about a gap in fitness training services covered.
All CM&F fitness group instructor insurance policies include workplace liability insurance to provide coverage for claims of bodily injury or property damage brought by patients. Additional general liability coverage is available as an add-on in the application process.
Fitness Group General Liability Coverage
General liability insurance is critical to protecting all businesses. CM&F’s general liability insurance for fitness groups provides coverage for claims of bodily injury as well as property damage that occurs in the facility where services are provided. Additional claims covered by fitness group instructor general liability insurance include false arrest, malicious prosecution, wrongful eviction, libel, slander, as well as advertising injury.
General liability insurance for fitness facilities & training gyms is available as an add on to your group professional liability insurance policy. Also, landlords & equipment lessors coverage can be added to your general liability insurance policy at no extra cost.
Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!