In partnership with the American Association of Physicists in Medicine (AAPM), Mercer Consumer has selected CM&F Group as the new program administrator for the Medical Physicists Group Liability Insurance program. CM&F has been a leading provider of medical professional liability insurance for over 70 years. With over 100,000 clients, CM&F is committed to offering superior insurance products underwritten only by the best insurance carriers in the market. CM&F and Mercer have developed a market-leading healthcare liability insurance program for members of the AAPM.
The dedicated service professionals at CM&F will give you peace of mind that your career is protected by our industry-leading liability insurance coverage for Medical Physicist Groups. Our customer service center combines chat, email, as well as phone support so that you can choose the best method for you. Whether by developing the nation’s first nursing liability insurance policy in 1947 or coordinating coverages for the world’s largest staffing firms, CM&F remains dedicated to providing only the highest quality insurance products, backed by superior customer service.
It’s never been easier to get a quote or apply for Medical Physicist Group Insurance. With our online application portal, you can get a quote, fill out your application, then have confirmation of Medical Physicist Group insurance coverage in your email in minutes. We’re known for affordable liability insurance that does the job simply. Get a quote today!
Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!
Your “per occurrence,” sometimes written as “per claim,” limit refers to the total amount the insurance company will pay per incident during the policy term. Your “aggregate” limit is the total amount the insurance company will pay for multiple claims over the course of one policy term (which is often one year).
“Occurrence” or “claims made” refers to the type of policy coverage you’d be purchasing. This affects when you are able to report a claim on your policy.
What is a claims made policy?
You are only able to report a claim on a claims made policy while the policy is active. For instance, if you let your policy expire, and then six months later a former patient brings a lawsuit against you for an incident which occurred during the policy period, a claims made policy would no longer cover that claim (unless you purchased an Extended Reporting Endorsement, or “Tail Coverage”).
What is an occurrence policy?
An occurrence policy covers you indefinitely for incidents that occur within the policy period, meaning you are covered for the time period during which you had the policy even if it is no longer active. It is essentially the same as a claims made policy with a built-in Tail.
If you apply for coverage online via CM&F’s secure Insured Access Portal, you can pay for and receive proof of coverage in just MINUTES! If you have the ability to pay with a credit card, we recommend applying for coverage online. Once you submit your application, you are emailed your coverage documents in minutes – No Delay, No Headache.
Your documents are also available for access 24/7 in your personal insured access portal account. Within the portal, all clients are able to download, print, or email their documents whenever needed.
If you are unable to purchase coverage online, please contact us for a paper application. We can accept applications through the mail or via fax. Please know, this can delay the receipt of your coverage documents by a few weeks due to processing and shipping time.
*Need help applying? Contact us for further instructions and assistance on accessing our Online Applications.
Yes, we cover self-employed healthcare professionals. If you are self-employed and employ more than just yourself, please proceed with the group application on this page. If however you do not have any employees, you may apply for individual professional liability insurance coverage – be sure to select “Self Employed” when choosing your employment status.
If you have an occurrence policy, you can simply purchase the CM&F professional liability insurance policy when the policy with your current insurance provider expires. When using our online application, you are able to select your coverage date at least 30 days in advance, so you don't have to worry about coming back to apply on the exact day.
If your current policy is a claims-made policy, it is best to discuss the transition options with a CM&F service professional. We will help to ensure there are no gaps in your liability insurance coverage.
You may add additional insured to your group liability policy at anytime. This can be done during the application process, as well as throughout the lifetime of the policy.