At CM&F, we understand that transitioning from school to your first PA job can be a whirlwind experience. You’re focused on patient care, not expensive malpractice insurance. That’s why we offer low-cost malpractice coverage to new graduates. If you have graduated within the past year and you are applying for full-time coverage, you are eligible for a lower annual premium* while you are building your career.
Years in Practice | PREMIUM DISCOUNT** |
---|---|
Year 1 | 80% Off |
Year 2 | 60% Off |
Year 3 | 40% Off |
Year 4 | 20% Off |
Year 5 | Phase into full premium |
On top of the new to practice discounts outlined above, you could qualify for the following:
**Credits only apply to standard PA Full-Time/Part-Time Policies; this does not apply to Moonlighting, PA Asset Guard (aka Supplemental Policies), Tail, or free student policies.
**The discounts outlined above may differ for PAs practicing in WA until further notice.
You work hard for your patients. Get liability insurance that works hard for you.
*Please note that insurance can be complex, so please refer to your policy's terms and conditions for more specific language related to your situation.
Unsurpassed financial strength rating of A++ (Superior) by A.M. Best & longest-standing underwriter of healthcare malpractice coverage.
We promise to never make you settle — we stand behind our promise to always have your back.
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Have questions about CM&F professional liability insurance policies? Call or email using the details below, or click the Chat icon in the bottom right corner of your screen. For more commonly asked questions, refer to our FAQ page.
CM&F Group was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered.
CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage.