What is Malpractice Insurance for RNs?
Registered nurse malpractice insurance protects registered nurses from potential medical liability claims or malpractice lawsuits. Registered nurse insurance is necessary for protecting the career or financial security of RNs, whether currently practicing as a registered nurse or a student enrolled in an ADN program. RN malpractice insurance allows nursing professionals or students to be free to focus on providing expert advice on clinical care without worrying about a threat to personal assets or livelihood.
What Risks Do I Face as an RN That Warrants Malpractice Insurance for RN’s?
A registered nurse is a practicing professional who holds a nursing degree, has passed the NCLEX-RN exam administered by the National Council of State Boards of Nursing and has met all the other licensing requirements mandated by their state’s board of nursing. As they perform their nursing duties working closely with patients, monitoring patient health or providing care for acute or chronic illnesses, there can be fear of litigation due to claims or grievances from the medical board. Maintaining consistent and comprehensive registered nurse malpractice insurance is important due to the increasing risk of nurses being named in a medical malpractice lawsuit. Many nursing professionals have found they cannot rely solely upon employer coverage and look to purchase personal RN liability insurance. Many times, an employers’ insurance doesn’t provide enough coverage, and in some situations, it doesn’t provide any coverage at all.
Why Do I Need Malpractice Insurance for Registered Nurses?
RN malpractice insurance is designed to protect personal assets and cover unexpected expenses in the event that a lawsuit is brought against you. This important insurance policy provides coverage for amounts that would otherwise have to be paid as a result of a professional liability claim arising out of a covered medical incident. CM&F registered nurse malpractice insurance prioritizes the interests of nursing professionals first, providing clients with insurance plans that are designed to help protect both your reputation and financial future.
Will My Malpractice Insurance Cover Telemedicine?
CM&F’s professional liability insurance for RNs includes telemedicine malpractice coverage, so long as you are providing services within your scope of practice according to the relevant laws.
With telemedicine becoming more and more prevalent, understood, and in-demand from patients, CM&F recognizes the importance of telemedicine malpractice coverage. There is no need to add-on additional coverage or be charged more for the coverage. If you have a registered nurse liability insurance policy with CM&F Group, you will be covered 24/7 no matter the employer or method of patient care delivery – virtual and/or in-person. If you have any questions, or would like further clarification, please consult your policy details or reach out to us.
CM&F Registered Nurse Insurance Coverage
CM&F’s malpractice insurance for registered nurses is the most competitive in the market through one of the largest, most reliable insurance carriers. With the best RN malpractice insurance, professionals don’t need to overspend or sacrifice coverage to get the liability protection they need.
Get registered nurse professional liability insurance with CM&F today!
Looking for Insurance?
Getting a quote is easy. Answer the online questionnaire to see your individual coverage options customized to your needs and the associated premium cost.
Already a CM&F Customer?
Log in to your account to check your existing policy benefits, submit a claim, or renew your policy.
Need To Make Changes or Upgrade?
Has there been a change to your credentials? Have you switch jobs or employment status? Reach out to us to make changes to or upgrade your existing policy.