What is Esthetician Malpractice Insurance?
Malpractice insurance for estheticians provides coverage for estheticians, who provide cosmetic skin treatments, hair removal and other skin care processes that help men and women maintain their personal appearance. In the event of a negligence claim, legal fees and defense costs can be substantial even if the esthetician is not found liable. Malpractice insurance for estheticians is necessary as it allows providers to carry out their duties without fear of litigation.
What Risks Do I Face as an Esthetician That Warrants Malpractice Insurance?
Estheticians, also called skin care therapists, specialize in cosmetic beautification of the skin. Most estheticians work at salons, day spas, skin spas, or medi spas where they offer various cosmetic procedures like facials, body treatments or waxing. Due to the wide range of complex skincare services estheticians are certified to perform, having esthetician liability insurance is very important. The best protection against any kind of allegation is always having an individual, comprehensive insurance policy that is separate from any employer policy. An employer’s coverage may only cover their financial obligations and could leave the employee at risk if personally named in a liability claim.
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Why Do I Need Esthetician Malpractice Insurance?
Because legal settlements can threaten personal assets and future earnings, liability insurance for estheticians is very beneficial. Estheticians insurance coverage is the best career or personal financial protection in the event of a professional lawsuit as it can cover legal fees and damages extending beyond the coverage, if any at all, provided by participation in a group policy with your employer.
Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.
CM&F Esthetician Insurance Coverage
CM&F’s professional liability insurance for estheticians is the most competitive policy in the market through one of the largest, most reliable insurance carriers around. With the best malpractice insurance for estheticians, estheticians don’t need to overspend or sacrifice coverage to get the liability protection they need.
Most insurance products are available online and are fully automated, giving our clients the opportunity to purchase coverage in minutes if they choose. Get professional liability coverage through CM&F today!
There’s No Comparison To CM&F
QUALITY
Our program is underwritten by MedPro Group, who boasts an unsurpassed financial strength rating of A++ (Superior) by A.M. Best, and is the longest-standing provider of healthcare malpractice coverage in the nation.
TRUST
We promise to never make you settle. Most companies do not include the full consent to settle clause. We do because we stand behind our promise to always have your back.
SERVICE
We offer direct lines of contact to our fully staffed customer support center with experts that can provide either online or phone support.
Find Out Why The Best Cosmetic Healthcare Organizations And Thousands Of Your Peers Recommend CM&F!
CM&F Means Peace of Mind
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:
- A++ Rated Liability Insurance & 4.8/5 Satisfaction Rating
- Outstanding Customer Service with a Direct Contact Line
- Superior Claims Management
- Fast Automated Application Process – No Paperwork!
- 24/7 Access to Your Personal Online Document Archive