What is Esthetician Malpractice Insurance?
Malpractice insurance for estheticians provides coverage for estheticians, who provide cosmetic skin treatments, hair removal and other skin care processes that help men and women maintain their personal appearance. In the event of a negligence claim, legal fees and defense costs can be substantial even if the esthetician is not found liable. Malpractice insurance for estheticians is necessary as it allows providers to carry out their duties without fear of litigation.
What Risks Do I Face as an Esthetician That Warrants Malpractice Insurance?
Estheticians, also called skin care therapists, specialize in cosmetic beautification of the skin. Most estheticians work at salons, day spas, skin spas, or medi spas where they offer various cosmetic procedures like facials, body treatments or waxing. Due to the wide range of complex skincare services estheticians are certified to perform, having esthetician liability insurance is very important. The best protection against any kind of allegation is always having an individual, comprehensive insurance policy that is separate from any employer policy. An employer’s coverage may only cover their financial obligations and could leave the employee at risk if personally named in a liability claim.
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage
- Sexual Misconduct Defense
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage
- Telemedicine Coverage
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Why Do I Need Esthetician Malpractice Insurance?
Because legal settlements can threaten personal assets and future earnings, liability insurance for estheticians is very beneficial. Estheticians insurance coverage is the best career or personal financial protection in the event of a professional lawsuit as it can cover legal fees and damages extending beyond the coverage, if any at all, provided by participation in a group policy with your employer.
Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.
CM&F Esthetician Insurance Coverage
Get a quote or apply for esthetician liability insurance. CM&F’s esthetician insurance coverage is designed to protect your personal assets and cover unexpected legal costs in the event of a lawsuit. Just answer a few quick questions on our secure online application portal to get a free, no obligation quote. The rate that will be displayed is the rate that would be paid based the answers given. CM&F is known for affordable insurance that delivers the best coverage in the market in the most simple way possible.
Find Out Why Thousands of Your Peers Recommend CM&F!
CM&F Means Peace of Mind
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:
- A++ Rated Insurance & Lowest Priced Professional Liability Insurance Products
- Outstanding Customer Service with a Direct Contact Line
- Superior Claims Management
- Fast Automated Application Process
- 24/7 Access to Your Personal Online Document Archive