Malpractice Insurance for Members

Affordable Protection You Can Count On - Members Save 10% on Annual Premiums Logo Perfect Partnership To Benefit Nurses - Get 10% Off*
*10% credit is not available in CT or TN

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CM&F Group has partnered with to bring nurses the most comprehensive and lowest cost liability policy in the market today. Members of get 10% off annual premium rates. Our professional liability insurance is tailored to your needs, and is designed to protect your livelihood.

With premiums for nurses starting at $73.00 per year for $500K in protection and $92.00 per year for $1MM in protection, has made your decision easy.

Find Your Insurance Policy

The Affordable Medical Malpractice Insurance Program is open to all nursing levels: RNs, LPNs/LVNs, Advanced Practice Nurses (except CRNAs and Nurse-Midwives), and all nursing specialties such as Legal Nurse Consultants, Aesthetics Nurses, etc.

To get started, apply online via our fully automated and secure application portal. If you would prefer to speak with us, please contact us.

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Benefits of Nurse Liability Insurance Coverage

  • Coverage Options up to $2 Million Per Claim
  • Full Consent to Settle Claims
  • License Defense Coverage
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • Sexual Misconduct Defense
  • HIPAA Defense Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Telehealth or Moonlighting Assignments

Insurance Designed With You In Mind!

Portable, Flexible Coverage

24/7 Portable Coverage that goes where you go. If you change jobs, take your policy with you. If you volunteer, have multiple jobs whether full or part time, or have a telemedicine/telehealth position, this one policy will cover you for everything.

Competitively Priced Options

At $73 for $500k in protection or $92 for $1,000,000 of protection for RNs and LPNs/LVNs, and premiums starting at $450 for Advanced Practice Nurses, our premium is lower than our competition...sometimes as much as 25% lower.

Needlestick Insurance Add On

Workers Comp typically only covers a portion of your salary, and more insurers are denying coverage for necessary treatments. CM&F Rescue for Nurses* offers a better solution by helping to supplement what Workers Comp and insurance plans won’t cover with a lump sum benefit after a covered accident.
Form Number BAH SR 2019-82
*Discount not applicable

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The Partnership Between and CM&F Group

Both and CM&F Group are privately held, family-owned firms with a long history in the nursing community. As a team, we are a partnership of companies with common core values and a true commitment to the nursing community. In fact, we have a combined 117 years of experience serving the nursing profession. was established as a community website for nurses in 1996 while the internet was still in its infancy. Throughout the years, has grown by providing extensive nursing resources and a platform for all nurses to network, support and learn from each other. Now with over 970,000 registered users, is the largest nursing website in the world. allnurses™ decision to partner with a quality insurance liability program and a reputable company that has been in the insurance industry since 1919, shows a commitment to continued growth. As partners, we believe that if we treat our clients with respect and care, while supplying them with the highest quality medical malpractice insurance program offered in the market today, we gain loyal clients for life.

Why Choose CM&F?

The insurance market is volatile, which is why we only partner with insurance carriers who are rated “A-” or better through A.M. Best, and we never compromise. We also ensure that our carriers are dedicated to the markets that our clients are in.

In the last 25 years, nurses have been exposed to large liability claims with no insurance protection after their insurance company went out of business. CM&F has always partnered with the strongest and most committed liability insurance companies to offer the most competitive and reliable medical liability insurance in the market. You will most likely never end up in a lawsuit, but if you are, the protection you have matters!

Some employed healthcare providers may be told that they are covered by their employer’s insurance policy. But unless you are the OWNER of the policy, your interests could likely be viewed as secondary to your employer, the clinic or the office who owns the policy – should a claim arise. Your policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered.

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CM&F Group