Malpractice Insurance for Risk & Compliance Analytics Members

Stay Compliant. Stay Protected. Coverage and Compliance Built for PT Practice Owners.

CM&F Group has partnered with Risk & Compliance Analytics LLC to bring physical therapists and rehab therapy providers the most comprehensive professional liability insurance in the market, paired with industry-leading compliance resources.

Our professional liability insurance is tailored to the unique exposures of physical therapy practice, follows you wherever you treat, and is designed to protect your assets, your license, and your reputation.


Comprehensive, Affordable, Reliable & Easy Malpractice Insurance

At CM&F, our goal is to provide the best possible insurance policy while keeping costs low and minimizing risk. That’s why we’ve partnered with Risk & Compliance Analytics to pair the right coverage with the right compliance support. Our comprehensive coverage ensures you can practice with confidence, whether in your clinic, through telehealth, or across multiple locations.

Focus on your patients. We’ll protect your personal assets, license and reputation.

Why Choose CM&F?

Founded in 1919, CM&F has been a trusted partner for healthcare professionals for over 100 years, providing comprehensive liability insurance built for the realities of modern practice.

CM&F Physical Therapy Liability Insurance Benefit


  • Coverage Options up to $1 Million Per Claim
  • Full Consent to Settle Claims
  • License Defense Coverage
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • Sexual Misconduct Defense
  • HIPAA Defense Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Telehealth, Per Diem or Moonlighting Assignments

The Risk & Compliance Analytics and CM&F Group Partnership

Risk & Compliance Analytics LLC is a specialized compliance consulting firm focused exclusively on outpatient therapy practices. Founded by Daniel Hirsch, PT, DPT, a licensed physical therapist with over 15 years of risk management experience, the company provides PT clinics and rehab therapy providers with expert guidance, resources, and training to meet regulatory requirements with confidence.

As a CM&F policyholder, you receive access to the CM&F Compliance Certified Program, an exclusive member perk that includes 50% off Risk & Compliance Analytics membership. The program includes an extensive resource library covering clinical documentation, front desk operations, billing and coding compliance, and practice management. Members also receive a searchable NCCI pairings and modifiers database, weekly compliance checklists, ready-to-use policies and procedures, student compliance training modules, and access to the annual Rehab Therapy Compliance Report.

Together, CM&F and Risk & Compliance Analytics provide the two things every PT practice needs: the right insurance protection and the compliance infrastructure to reduce risk before it becomes a claim.

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