Professional liability insurance for cosmetic nurse groups, also called malpractice insurance, professional indemnity, or errors and omissions insurance, is vital to your business’s longevity should you, your employee, or your full practice be named in a malpractice lawsuit.
Even if you are not at fault, the out-of-pocket costs for legal defense is expensive. CM&F provides comprehensive malpractice insurance for cosmetic nurse groups that protects your business’s reputation and financial stability from the damages of lawsuits resulting from negligence, errors, or undelivered services. Additionally, CM&F’s professional liability insurance for cosmetic nursing practices also covers the payment of any Court Award or Settlement as well as Legal Defense costs.
In the interest of providing the most comprehensive coverage possible, CM&F’s cosmetic group medical malpractice insurance fluctuates with the relevant laws that dictate scope of practice. Should the scope of practice for the insured change, your policy automatically includes those changes, so you never have to worry about a gap in patient care services covered.
All CM&F malpractice insurance for cosmetic nurses group policies include workplace liability insurance to provide coverage for claims of bodily injury or property damage brought by patients. Additional general liability coverage is available as an add-on in the application process.
Cosmetic Nursing Group General Liability
General liability insurance is an essential part of any business. CM&F’s general liability insurance for cosmetic nurse groups provides coverage for claims of property damage as well as bodily injury that occurs in the facility where services are provided. Additional claims covered by general liability insurance include libel, slander, false arrest, malicious prosecution, wrongful eviction, as well as advertising injury.
General liability insurance for cosmetic nurse groups is available as an add on to your professional liability insurance policy. Also, landlords & equipment lessors coverage can be added to your general liability insurance policy at no extra cost.
Cyber Liability Insurance for Cosmetic Nurse Groups
As the world becomes more and more technologically dependent each day, data breach insurance for cosmetic groups is extremely important to protect your business and it’s reputation.
Due to the costly repercussions of a cyber hack or patient data breach, over 60% of small to medium size practices are forced to go out of business. The cost of notifying patients averages $460 per individual, per hack – more than triple of what it costs for a retailer to notify their customers that a cyber security incident which has occurred.
CM&F’s patient data theft insurance for cosmetic practices is an optional coverage available to you whether you have a professional liability policy or not. Get a quote for cyber liability insurance protection.
Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!