Cosmetic Nurse Professional Liability Insurance

24/7 Malpractice Insurance for Cosmetic / Aesthetic Nurses That Stays with You Everywhere You Go

  • Variety Of Policies Tailored To You
  • Coverage For Each Stage Of Your Career
  • Malpractice Insurance for Botox, Dermal Filler, More!
  • Fully Digital – No Paperwork!
  • Outstanding Client Service
  • Quick Quote & Immediate Coverage

Cosmetic Nurse Liability Insurance

CM&F offers cosmetic nurse malpractice insurance, also known as cosmetic nurse liability insurance or indemnity insurance for aesthetic nurses. Tailored to your individual needs, these policies go beyond standard nurse policies to include aesthetic insurance for nurses who provide Botox, dermal filler or other cosmetic procedures. Designed to protect your assets, license and reputation, CM&F’s superior professional liability insurance brings peace of mind to cosmetic/aesthetic nurses.

CM&F’s cosmetic liability insurance policies for aesthetic nurses or cosmetic nurses are comprehensive, portable and flexible – offering 24/7 coverage that is inclusive of any services outlined within your scope of practice according to relevant state laws, as outlined within your policy agreement.

More Than Just Botox Insurance for Nurses

Whether you are a full-time nurse injector or provide cosmetic procedures on the side, CM&F’s cosmetic nurse malpractice insurance has you covered. CM&F’s cosmetic nurse policies provide malpractice insurance for Botox, dermal fillers, and other cosmetic procedures in addition to standard coverage for nurses. It’s everything you need in one plan.

CM&F is one of the country’s longest-standing professional liability insurance providers, with over 100,000 healthcare providers across the U.S. putting their careers in the hands of CM&F. With excellent service, innovative technology, and even better coverage, CM&F has your back with the market’s best professional liability insurance for cosmetic/aesthetic nurses.

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  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • Telemedicine/Telehealth Coverage
  • License Defense Coverage
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • Sexual Misconduct Defense
  • HIPAA Defense Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go - Even in Volunteer, Telehealth, Per Diem or Moonlighting Assignments

Convenient Online Application:

Get Covered In Minutes!

  • Outstanding IconQuote View coverage options and make sure the price fits your budget.
  • Outstanding IconApply Access your quote, finalize your options and purchase coverage
  • Outstanding IconDownload Access your proof of coverage to share or download, instantly.

There’s No Comparison To CM&F

Have questions about CM&F professional liability insurance policies?
View our full library of our most frequently asked questions.
What is cosmetic nurse professional liability insurance?

Sometimes referred to as nurse injector insurance or Botox malpractice insurance, cosmetic nurse insurance insures nurses performing aesthetic/cosmetic procedures, except those specifically excluded in your policy details. CM&F’s professional liability policies include malpractice coverage that safeguards cosmetic/aesthetic nurses against allegations of malpractice. Cosmetic nurse general liability insurance is available as an add-on to our cosmetic nurse insurance policies.

What is the cost of malpractice insurance for Botox injections?

Botox or other cosmetic injectables insurance is included in CM&F’s cosmetic nurse liability insurance policy. The cost of the cosmetic nurse policy may vary by employment status and location, but for most it will range from approximately $1,187 to approximately $1,450.

What is the difference between "per occurrence" vs. "aggregate" liability limits?

Your “per occurrence,” sometimes written as “per claim,” limit refers to the total amount the insurance company will pay per incident during the policy term. Your “aggregate” limit is the total amount the insurance company will pay for multiple claims over the course of one policy term (which is often one year).

Do I need occurrence or claims made coverage?

“Occurrence” or “claims made” refers to the type of policy coverage you’d be purchasing. This affects when you are able to report a claim on your policy.

What is a claims made policy?
You are only able to report a claim on a claims made policy while the policy is active. For instance, if you let your policy expire, and then six months later a former patient brings a lawsuit against you for an incident which occurred during the policy period, a claims made policy would no longer cover that claim (unless you purchased an Extended Reporting Endorsement, or “Tail Coverage”).

What is an occurrence policy?
An occurrence policy covers you indefinitely for incidents that occur within the policy period, meaning you are covered for the time period during which you had the policy even if it is no longer active. It is essentially the same as a claims made policy with a built-in Tail.

For our Allied Health clients:
All CM&F insurance products include occurrence coverage, and so you never have to worry about purchasing tail coverage!

How quickly can I get liability insurance coverage?

If you apply for coverage online via CM&F’s secure Insured Access Portal, you can pay for and receive proof of coverage in just MINUTES! If you have the ability to pay with a credit card, we recommend applying for coverage online. Once you submit your application, you are emailed your coverage documents in minutes – No Delay, No Headache.

Your documents are also available for access 24/7 in your personal insured access portal account. Within the portal, all clients are able to download, print, or email their documents whenever needed.

If you are unable to purchase coverage online, please contact us for a paper application. We can accept applications through the mail or via fax. Please know, this can delay the receipt of your coverage documents by a few weeks due to processing and shipping time.

*Need help applying? Contact us for further instructions and assistance on accessing our Online Applications.

Are your liability insurance plans flexible and customizable to the coverage options I need?

Our insurance plans are extremely flexible. We offer full-time, part-time, moonlighting or contracting policies for almost all professionals. CM&F’s cosmetic nurse liability insurance coverage follows you wherever you work, 24/7.

I am self-employed. Can I apply for coverage?

Yes, we cover self-employed aesthetic/cosmetic professionals. Please select “Self-employed” in the dropdown when choosing employment status. If, however, you are self-employed and employ more than just yourself, please complete the cosmetic group application here. 

How do I transfer my existing liability policy under another company to CM&F so that there is no gap in time of coverage?

If you have an occurrence policy, you can simply purchase the CM&F professional liability insurance policy when the policy with your current insurance provider expires. When using our online application, you are able to select your coverage date at least 30 days in advance, so you don't have to worry about coming back to apply on the exact day.

If your current policy is a claims-made policy, it is best to discuss the transition options with a CM&F service professional. We will help to ensure there are no gaps in your liability insurance coverage.

Can I add additional insured?

You may add additional insured to your cosmetic insurance policy at anytime. This can be done during the application process, as well as throughout the lifetime of the policy.

Get Professional Liability Insurance From A Provider You Can Depend On

Family owned and operated since 1919, CM&F has been a trusted partner to millions of healthcare professionals over the years. Developing the very first liability insurance policy for registered nurses in 1947, and nurse practitioners in 1987, CM&F has been at the forefront of protecting their clients personal and professional livelihoods for over 100 years. CM&F continues to lead the way forward in protecting over 200 professional specialties across the healthcare industry, with a singular focus on providing superior service and innovative insurance products.

CM&F continues to invest in service and technology helping to support our clients wherever they are. Whether you need to quickly buy insurance online, access your policy documents in real-time, or discuss a coverage question over the phone, CM&F is there for you.

Get cosmetic nurse professional liability insurance coverage through CM&F today!

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