What is LCSW Malpractice Insurance?
Malpractice insurance for clinical social workers offers liability protection against claims associated with mistakes or negligence (whether true or false) that result in bodily injury, medical expenses or even claims of mental anguish or pain and suffering. Malpractice insurance for LCSWs is important as it allows providers to carry out their duties without fear of litigation.
What Risks Do I Face as A Clinical Social Worker That Warrants Malpractice Insurance?
Clinical social work is a specialty practice area of social work which focuses on the assessment, diagnosis, treatment, or prevention of mental or behavioral disturbances. Clinical social workers work with individuals or families of all ages. Often, LCSWs will hold therapy sessions to help treat their patients. Due to their direct interaction with their clients, as well as their solution treatments, clinical social workers can find themselves at the center of a malpractice claim. The best way for LCSWs to protect their career, as well as their personal assets, is to have an individual LCSW professional liability insurance policy with comprehensive malpractice coverage.
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Why Do I Need Clinical Social Worker Malpractice Insurance?
Relying solely on an employer’s clinical social worker malpractice insurance to protect personal assets from a lawsuit may cause professionals undue hardship. It is important to have separate clinical social worker liability insurance from your employer because an employer’s policy may focus on their financial liability first, leaving little to no protection for you depending on damages incurred. If named in a lawsuit, individuals could be exposed, resulting in financially devastating legal costs. The best protection for any allegation against your professional services is having reliable clinical social worker liability insurance at a reasonable cost. CM&F’S liability insurance for clinical social workers is designed to protect personal assets and cover legal expenses in the event of a malpractice lawsuit. This insurance covers amounts that you would otherwise be legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident, whether the accusations are proven true or not.
Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.
CM&F Clinical Social Worker Insurance Coverage
CM&F’s professional liability insurance for licensed clinical social workers (LCSW) is the most competitive policy in the market through one of the largest, most reliable insurance carriers around. With the best malpractice insurance for clinical social workers, professionals don’t need to overspend or sacrifice coverage to get the liability protection they need.
Most insurance products are available online and are fully automated, giving our clients the opportunity to purchase coverage in minutes if they choose. Get professional liability coverage through CM&F today!
There’s No Comparison To CM&F
QUALITY
Our program is underwritten by MedPro Group, who boasts an unsurpassed financial strength rating of A++ (Superior) by A.M. Best, and is the longest-standing provider of healthcare malpractice coverage in the nation.
TRUST
We promise to never make you settle. Most companies do not include the full consent to settle clause. We do because we stand behind our promise to always have your back.
SERVICE
We offer direct lines of contact to our fully staffed customer support center with experts that can provide either online or phone support.
Find Out Why Thousands of Your Peers Recommend CM&F!
CM&F Means Peace of Mind
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:
- A++ Rated Liability Insurance & 4.8/5 Satisfaction Rating
- Outstanding Customer Service with a Direct Contact Line
- Superior Claims Management
- Fast Automated Application Process – No Paperwork!
- 24/7 Access to Your Personal Online Document Archive