Malpractice insurance for clinical social workers offers liability protection against claims associated with mistakes or negligence (whether true or false) that result in bodily injury, medical expenses or even claims of mental anguish or pain and suffering. Malpractice insurance for LCSWs is important as it allows providers to carry out their duties without fear of litigation.
Clinical social work is a specialty practice area of social work which focuses on the assessment, diagnosis, treatment, or prevention of mental or behavioral disturbances. Clinical social workers work with individuals or families of all ages. Often, LCSWs will hold therapy sessions to help treat their patients. Due to their direct interaction with their clients, as well as their solution treatments, clinical social workers can find themselves at the center of a malpractice claim. The best way for LCSWs to protect their career, as well as their personal assets, is to have an individual LCSW professional liability insurance policy with comprehensive malpractice coverage.
Relying solely on an employer’s clinical social worker malpractice insurance to protect personal assets from a lawsuit may cause professionals undue hardship. It is important to have separate clinical social worker liability insurance from your employer because an employer’s policy may focus on their financial liability first, leaving little to no protection for you depending on damages incurred. If named in a lawsuit, individuals could be exposed, resulting in financially devastating legal costs. The best protection for any allegation against your professional services is having reliable clinical social worker liability insurance at a reasonable cost. CM&F’S liability insurance for clinical social workers is designed to protect personal assets and cover legal expenses in the event of a malpractice lawsuit. This insurance covers amounts that you would otherwise be legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident, whether the accusations are proven true or not.
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CM&F’s professional liability insurance for licensed clinical social workers (LCSW) is the most competitive policy in the market through one of the largest, most reliable insurance carriers around. With the best malpractice insurance for clinical social workers, professionals don’t need to overspend or sacrifice coverage to get the liability protection they need.
Most insurance products are available online and are fully automated, giving our clients the opportunity to purchase coverage in minutes if they choose. Get professional liability coverage through CM&F today!
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