Respiratory Therapist Malpractice Insurance

The essentials and benefits of having malpractice insurance coverage for respiratory therapists.

What is Respiratory Therapist Malpractice Insurance?

Malpractice insurance for respiratory therapists provides professionals with liability insurance should a malpractice claim, or suit arise. Malpractice insurance for respiratory therapists is important as it allows providers to carry out their duties without fear of litigation.

Mask, stethoscope, heart in hand

Not having malpractice insurance leads to risk of personal damage to assets, career, finances

What Risks Do I Face as A Respiratory Therapist That Warrants Malpractice Insurance?

Respiratory therapists care for patients who have trouble breathing whether from chronic respiratory disease or another illness. To help treat patients, respiratory therapists conduct tests with a spirometer, collect sputum samples, listen to the chest of patients, or run EKG machines. Ultimately, the tests will provide them with the answers they need to treat patients. Because respiratory therapists work in diagnosing something as severe as breathing problems, they can find themselves at the center of a malpractice claim. The best way for respiratory therapists to ensure the safety of their career as well as their personal assets is to have the appropriate form of malpractice insurance.


Benefits of CM&F Malpractice Insurance Coverage

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • License Defense Coverage
  • Sexual Misconduct Defense
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • HIPAA Defense Coverage
  • Telemedicine Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer or Contracted Work Assignments


Why Do I Need Respiratory Therapist Malpractice Insurance?

Relying solely on an employer’s respiratory therapist malpractice insurance to protect personal assets from a lawsuit may cause professionals undue hardship. It is important to have separate respiratory therapist liability insurance from your employer because an employer’s policy may focus on their financial liability first, leaving little to no protection for you depending on damages incurred. If named in a lawsuit, individuals could be exposed, resulting in financially devastating legal costs. The best protection for any allegation against your professional services is having reliable respiratory therapy assistant liability insurance at a reasonable cost. CM&F’S liability insurance for respiratory therapy assistants is designed to protect personal assets and cover legal expenses in the event of a malpractice lawsuit. This insurance covers amounts that you would otherwise be legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident, whether the accusations are proven true or not.

Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.

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CM&F Respiratory Therapist Insurance Coverage

CM&F’s professional liability insurance for respiratory therapists is the most competitive policy in the market through one of the largest, most reliable insurance carriers around. With the best malpractice insurance for respiratory therapists, professionals don’t need to overspend or sacrifice coverage to get the liability protection they need.

Most insurance products are available online and are fully automated, giving our clients the opportunity to purchase coverage in minutes if they choose. Don’t be exposed in your professional career. Get professional liability coverage through CM&F today!

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CM&F Means Peace of Mind

CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:

  • A++ Rated Insurance & Lowest Priced Professional Liability Insurance Products
  • Outstanding Customer Service with a Direct Contact Line
  • Superior Claims Management
  • Fast Automated Application Process
  • 24/7 Access to Your Personal Online Document Archive