EMT Malpractice Insurance

The essentials and benefits of having malpractice insurance coverage for EMTs.

What is EMT Malpractice Insurance?

EMT malpractice insurance policies provide coverage for professionals in the emergency care field. Professional malpractice insurance for EMTs is important for protecting the personal assets of EMTs. Emergency Medical Technicians-Basic (EMT-B) respond to emergency calls to provide efficient and immediate care to the critically ill and injured, and to transport the patient to a medical facility.

For EMT-intermediates or Paramedics, similar policies are available through CM&F, but due to increased responsibilities, coverage options do slightly differ. Upgrade your EMT insurance policy today!

EMTs Running with Stretcher

Not having malpractice insurance leads to risk of personal damage to assets, career, finances

What Risks Do I Face as An EMT That Warrants Malpractice Insurance?

Because EMTs work in emergency situations, the stakes are high. Whether an EMT acts in an emergency case on the job or not, EMTs could still be sued, and would need adequate coverage to protect them personally. Even if you are not the provider performing the task in question, you could still be held liable just for being in the room or ambulance. EMT professionals should consider having personal EMT malpractice insurance to ensure the right amount of coverage in case of an incident.


Benefits of CM&F Malpractice Insurance Coverage

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • License Defense Coverage
  • Sexual Misconduct Defense
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • HIPAA Defense Coverage
  • Telemedicine Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer or Contracted Work Assignments


Why Do I Need EMT Malpractice Insurance?

EMTs collaborate with other emergency medical personnel  such as paramedics to stabilize patients, and to arrange their reception at medical facilities. EMTs also operate emergency vehicles, assess patients’ conditions and responsiveness to interventions, assess the nature or extent of emergency situations, or make decisions for the need of additional assistance. Due to the wide range of responsibilities EMTs are held accountable for, EMT professional malpractice insurance is necessary. The best protection against any allegation against your professional care services is having reliable medical liability insurance at a reasonable cost. The cost of malpractice insurance for EMTs is relatively low when compared to all of its benefits. Your financial or career security is not worth the risk!

Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.

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CM&F EMT Insurance Coverage

CM&F’s liability insurance for EMT personnel is the most affordable, competitive policy in the market through one of the largest, most reliable insurance carriers around. With the best liability insurance for EMTs, professionals don’t need to overspend or sacrifice coverage to get the liability protection they need.

View coverage options to get the EMT liability insurance that works for you. Most of the CM&F liability insurance products can be purchased conveniently online in minutes. Get your EMT insurance coverage through CM&F today!

Find Out Why The Best Emergency Services Organizations And Thousands of Your Peers Recommend CM&F!

CM&F Means Peace of Mind

CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:

  • A++ Rated Insurance & Lowest Priced Professional Liability Insurance Products
  • Outstanding Customer Service with a Direct Contact Line
  • Superior Claims Management
  • Fast Automated Application Process
  • 24/7 Access to Your Personal Online Document Archive