Malpractice Insurance for Fitness Professionals

What is Fitness Malpractice Insurance?

Fitness malpractice insurance, also known as fitness liability insurance, is financial protection designed to cover judgements, settlements, along with legal expenses of fitness professionals in the case of a malpractice lawsuit. In the event of a malpractice claim, whether the accusation is true or not, fitness professionals could be expected to pay large amounts in judgement, settlement or legal fees. The best protection against a financially damaging lawsuit and high legal fees is medical malpractice insurance. As a fitness professional, your employer’s group liability policy may prioritize their interests over yours. Owning your own individual fitness insurance policy, IN YOUR OWN NAME, will protect you, your family and your career, as well as your hard-earned personal assets.

What Risks Do I Face That Warrants Fitness Malpractice Insurance?

Fitness professionals lead, instruct, educate and motivate clients in exercise activities including cardiovascular exercise, strength training, stretching, etc. Professionals will work with people of all ages, body types, and skill sets. They often lead their own classes and design workouts to improve the health of their clients. Because the occupation is so hands-on and directly involves the well-being of their clients, fitness instructors can find themselves at the center of a malpractice claim. Personal malpractice insurance serves as the best protection against harmful allegations, whether they are true or not.


Benefits of CM&F Malpractice Insurance Coverage

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • License Defense Coverage
  • Sexual Misconduct Defense
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • HIPAA Defense Coverage
  • Telemedicine Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer or Contracted Work Assignments


Will My Malpractice Insurance Cover Telemedicine?

CM&F’s malpractice insurance for nurses includes coverage for telemedicine malpractice, so long as you are providing services within your scope of practice according to relevant laws in your state.

With telemedicine becoming more and more prevalent, better understood, and in-demand by patients, CM&F recognizes the importance of telemedicine malpractice insurance. There is no additional cost for telemedicine malpractice coverage. When you purchase a fitness malpractice insurance policy from CM&F Group, you will be covered 24/7 no matter where you work or method of patient care delivery – virtual and/or in-person. There is no additional charge for this coverage. If you have any questions, or would like further clarification, please consult your policy details or reach out to us.

Fitness instructor teaching virtually

Why Buy Fitness Malpractice Insurance Coverage From CM&F?

Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!

For more than 25 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. We are dedicated to protecting the livelihood of Fitness professionals across the US. Whether you’re an athletic trainer, sports medicine professional, fitness professional, the dedicated service professionals at CM&F will ensure that your career is protected by our industry-leading malpractice insurance. CM&F is a provider of fitness and rehabilitation malpractice insurance that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.

We provide employer liability insurance to physical therapy groups and fitness training groups. So we know first hand that should a claim arise, unless the policy is YOUR OWN, your interests could be viewed as secondary to the employer, clinic or office who owns the policy.

Your policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered.

Find Out Why The Best Fitness Organizations And Thousands of Your Peers Recommend CM&F!

CM&F Means Peace of Mind

CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:

  • A++ Rated Insurance & Lowest Priced Professional Liability Insurance Products
  • Outstanding Customer Service with a Direct Contact Line
  • Superior Claims Management
  • Fast Automated Application Process
  • 24/7 Access to Your Personal Online Document Archive