Certified Personal Trainer Malpractice Insurance

The essentials and benefits of having malpractice insurance coverage for certified personal trainers.

What is Certified Personal Trainer Malpractice Insurance?

Professional malpractice insurance for personal trainers protects professionals in the event a liability claim is brought against them. Personal trainer malpractice insurance allows professionals to design effective fitness programs and offer their expertise without fear of potential malpractice claims.

Not having malpractice insurance leads to risk of personal damage to assets, career, finances

What Risks Do I Face as A Personal Trainer That Warrants Malpractice Insurance?

Personal trainers or personal training instructors have the specialized knowledge and skill set to lead, instruct, and motivate individuals or groups in exercise activities to help clients reach their personal fitness and health goals. Certified personal trainers are able to design or teach general fitness programs, cardiovascular exercise regimens, strength training sessions, and stretching lessons. Because certified personal trainers work with people of all ages and skill levels, maintaining consistent and comprehensive liability insurance for personal trainers is important due to the possibility of being named in a malpractice lawsuit in the event of injury or negligence. Personal trainers may work in a variety of settings where there are many risk factors that can cause harm or injury to clients, coworkers or other healthcare providers. Whether the accusation is ultimately true or not, you could be named liable in a lawsuit just for being in the room. Many fitness professionals have found that they cannot rely solely on their employers for coverage. Many times, their employers’ insurance doesn’t provide enough coverage, and in some situations, it doesn’t provide them with coverage at all.


Benefits of CM&F Malpractice Insurance Coverage

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • License Defense Coverage
  • Sexual Misconduct Defense
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • HIPAA Defense Coverage
  • Telemedicine Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer or Contracted Work Assignments


Why Do I Need Certified Personal Trainer Malpractice Insurance?

Individual certified personal trainer malpractice insurance can give you peace of mind knowing you’re protected in the event of a lawsuit or a grievance from a regulatory board, in addition to many other coverage benefits. Malpractice insurance for personal trainers prioritizes your interests first, giving you insurance plans that are designed to help protect your career, reputation, and financial future.

Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.

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CM&F Certified Personal Trainer Insurance Coverage

CM&F personal trainer liability policies are personal to you. So, no matter where you are employed or if you are employed in multiple settings, the policy follows you for maximum coverage. We know CM&F is the best choice for personal trainer liability insurance and you don’t need to wait to get a quote. With our fully automated and secure online application portal, you can get a free, no obligation quote in minutes. Have questions first? Contact us to find out more about the requirements for liability insurance for personal trainers!

Apply online or call to get a quote today!

Find Out Why The Best Fitness Organizations And Thousands of Your Peers Recommend CM&F!

CM&F Means Peace of Mind

CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:

  • A++ Rated Insurance & Lowest Priced Professional Liability Insurance Products
  • Outstanding Customer Service with a Direct Contact Line
  • Superior Claims Management
  • Fast Automated Application Process
  • 24/7 Access to Your Personal Online Document Archive