Occupational Therapy Malpractice Insurance

What is Occupational Therapy Malpractice Insurance?

Occupational therapy malpractice insurance, also known as occupational therapy liability insurance, is financial protection designed to cover judgements, settlements, along with legal expenses of occupational therapy professionals in the case of a malpractice lawsuit. In the event of a malpractice claim, whether the accusation is true or not, occupational therapy professionals could be expected to pay large amounts in judgement, settlement or legal fees. The best protection against a financially damaging lawsuit and high legal fees is medical malpractice insurance. As a occupational therapy professional, your employer’s group liability policy may prioritize their interests over yours. Owning your own individual occupational therapy insurance policy, IN YOUR OWN NAME, will protect you, your family and your career, as well as your hard-earned personal assets.

What Risks Do I Face That Warrants Occupational Therapy Malpractice Insurance?

Occupational therapy professionals work with patients in a variety of ways. Many are responsible for working with or treating patients directly which means that they are at risk of being named in a malpractice suit if something should go wrong. Occupational therapy professionals often interact with patients more than any other medical professional in an office setting – so, with that much direct exposure to patients, occupational therapy professionals need to be able to properly perform their duties without the constant fear of potential litigation. Occupational therapy malpractice insurance is the best way to protect and defend, as well as provide peace of mind, for occupational therapy professionals.

CM&F Offers Occupational Therapy Malpractice Insurance to the Following:


Benefits of CM&F Malpractice Insurance Coverage

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • License Defense Coverage
  • Sexual Misconduct Defense
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • HIPAA Defense Coverage
  • Telemedicine Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer or Contracted Work Assignments


Will My Malpractice Insurance Cover Telemedicine?

CM&F’s malpractice insurance for occupational therapy professionals includes coverage for telemedicine malpractice, so long as you are providing services within your scope of practice according to relevant laws in your state.

With telemedicine becoming more and more prevalent, better understood, and in-demand by patients, CM&F recognizes the importance of telemedicine malpractice insurance. There is no additional cost for telemedicine malpractice coverage. When you purchase an occupational therapy malpractice insurance policy from CM&F Group, you will be covered 24/7 no matter where you work or method of patient care delivery – virtual and/or in-person. There is no additional charge for this coverage. If you have any questions, or would like further clarification, please consult your policy details or reach out to us.

Why Buy Occupational Therapy Malpractice Insurance Coverage From CM&F?

Thousands of professionals have trusted us with their careers for over a century and it’s easy to understand why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings for financial stability.

For more than 100 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. We are committed to protecting the livelihood of occupational therapy professionals across the US. CM&F’s dedicated client service professionals will help you understand the best choices for your situation and ensure that your career is protected by our industry-leading occupational therapy malpractice insurance. CM&F is a provider of malpractice insurance for occupational therapy professionals that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.

We provide business liability insurance for occupational therapy groups, as well as other healthcare groups, so we know first hand that should a claim arise, unless the policy is IN YOUR OWN NAME, your interests could be viewed as secondary to the employer, clinic or office who owns the policy.

Your individual malpractice insurance policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know that you’re covered.

Find Out Why The Best Occupational Therapy Organizations And Thousands of Your Peers Recommend CM&F!

CM&F Means Peace of Mind

CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:

  • A++ Rated Insurance & Lowest Priced Professional Liability Insurance Products
  • Outstanding Customer Service with a Direct Contact Line
  • Superior Claims Management
  • Fast Automated Application Process
  • 24/7 Access to Your Personal Online Document Archive