Occupational Therapist Malpractice Insurance

The essentials and benefits of having malpractice insurance coverage for occupational therapists.

What is Occupational Therapist Malpractice Insurance?

Malpractice insurance for occupational therapists, also known as professional liability insurance, provides professionals with malpractice insurance should a malpractice claim, or suit arise. Liability insurance for occupational therapists is important as it allows providers to carry out their duties without fear of litigation.

Not having malpractice insurance leads to risk of personal damage to assets, career, finances

What Risks Do I Face as A Occupational Therapist That Warrants Malpractice Insurance?

Occupational therapists develop, implement, and coordinate exercise programs, as well as administer medical tests under a physician’s supervision, to promote an active and pain-free lifestyle. The very complex nature of the occupational therapist occupation makes corrective therapists prone to risks of medical malpractice claims arising while providing their services. This coverage is important because it enables you to freely analyze a patient’s medical history to determine and execute the best possible exercise and fitness regimen without having to fear personal damages in the case of medical malpractice lawsuit.

Benefits of CM&F Malpractice Insurance Coverage

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • License Defense Coverage
  • Sexual Misconduct Defense
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • HIPAA Defense Coverage
  • Telemedicine Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer or Contracted Work Assignments

Why Do I Need Occupational Therapist Malpractice Insurance?

Relying solely on an employer’s occupational therapist malpractice insurance to protect personal assets from a lawsuit may cause professionals undue hardship. It is important to have separate occupational therapist liability insurance from your employer because an employer’s policy may focus on their financial liability first, leaving little to no protection for you depending on damages incurred. If named in a lawsuit, individuals could be exposed, resulting in financially devastating legal costs. The best protection for any allegation against your professional services is having reliable occupational therapist liability insurance at a reasonable cost. CM&F’S liability insurance for occupational therapists is designed to protect personal assets and cover legal expenses in the event of a malpractice lawsuit. This insurance covers amounts that you would otherwise be legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident, whether the accusations are proven true or not.

Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.

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CM&F Occupational Therapist Insurance Coverage

CM&F’s professional liability insurance for occupational therapists is the most competitive policy in the market through one of the largest, most reliable insurance carriers around. With the best malpractice insurance for occupational therapist, professionals don’t need to overspend or sacrifice coverage to get the liability protection they need.

Most insurance products are available online and are fully automated, giving our clients the opportunity to purchase coverage in minutes if they choose. Don’t be exposed in your professional career. Get professional liability coverage through CM&F today!

Find Out Why The Best Occupational Therapy Organizations And Thousands of Your Peers Recommend CM&F!

CM&F Means Peace of Mind

CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:

  • A++ Rated Insurance & Lowest Priced Professional Liability Insurance Products
  • Outstanding Customer Service with a Direct Contact Line
  • Superior Claims Management
  • Fast Automated Application Process
  • 24/7 Access to Your Personal Online Document Archive