Malpractice insurance for occupational therapists, also known as professional liability insurance, provides professionals with malpractice insurance should a malpractice claim, or suit arise. Liability insurance for occupational therapists is important as it allows providers to carry out their duties without fear of litigation.
Occupational therapists develop, implement, and coordinate exercise programs, as well as administer medical tests under a physician’s supervision, to promote an active and pain-free lifestyle. The very complex nature of the occupational therapist occupation makes corrective therapists prone to risks of medical malpractice claims arising while providing their services. This coverage is important because it enables you to freely analyze a patient’s medical history to determine and execute the best possible exercise and fitness regimen without having to fear personal damages in the case of medical malpractice lawsuit.
Relying solely on an employer’s occupational therapist malpractice insurance to protect personal assets from a lawsuit may cause professionals undue hardship. It is important to have separate occupational therapist liability insurance from your employer because an employer’s policy may focus on their financial liability first, leaving little to no protection for you depending on damages incurred. If named in a lawsuit, individuals could be exposed, resulting in financially devastating legal costs. The best protection for any allegation against your professional services is having reliable occupational therapist liability insurance at a reasonable cost. CM&F’S liability insurance for occupational therapists is designed to protect personal assets and cover legal expenses in the event of a malpractice lawsuit. This insurance covers amounts that you would otherwise be legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident, whether the accusations are proven true or not.
CM&F’s professional liability insurance for occupational therapists is the most competitive policy in the market through one of the largest, most reliable insurance carriers around. With the best malpractice insurance for occupational therapist, professionals don’t need to overspend or sacrifice coverage to get the liability protection they need.
Most insurance products are available online and are fully automated, giving our clients the opportunity to purchase coverage in minutes if they choose. Don’t be exposed in your professional career. Get professional liability coverage through CM&F today!
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with: