Physician assistant malpractice insurance, also known as PA professional liability insurance, is protection designed to cover court judgements and legal defense costs in the event of a malpractice claim. In essence, PA malpractice insurance acts as a shield to protect your personal assets, as well as your professional reputation. Malpractice insurance for physician assistants offers liability protection against claims associated with mistakes or negligence (whether true or false) that result in bodily injury, medical expenses, or even claims of mental anguish.
As a PA, you may have coverage from your employer, but unless YOU are the owner of your own liability policy – should a claim arise – your interest could likely be viewed as secondary to your employer’s interests in an organization’s group insurance policy. The most secure way to protect your career and personal assets, is owning your own individual physician assistant professional liability insurance.
Physician assistants are healthcare professionals who practice medicine in collaboration with or under the supervision of a doctor. Physician assistants can be responsible for many tasks, including ordering tests, interpreting test results, conducting physical examinations, or even in some states, writing prescriptions. If an accident or mistake were to occur while performing their job, PAs could find themselves at the center of a malpractice claim. Whether the incident was the PA’s fault or not, they can still be held liable. The smartest protection for physician assistants is to own a PA malpractice insurance policy – in their own name.
Yes, all physician assistants should have their own malpractice insurance. Because legal judgements can threaten personal assets as well as future earnings, professional liability insurance for physician assistants is vital. The best malpractice insurance for physician assistants is a policy that is designed to protect your personal assets, as well as cover your legal expenses in the event of a medical malpractice lawsuit or claim. Relying solely on your employer’s group malpractice insurance policy to protect your personal assets from a lawsuit could still leave you exposed to financially devastating legal costs. Group policies often have “shared limits,” which means that if multiple people are named in a lawsuit, legal defense costs alone could easily exhaust the policy limits, still leaving PA’s personally responsible. Purchasing physician assistant malpractice insurance – in your name as the owner – is the best financial protection for you, your family, and your career.
Physician assistant telemedicine malpractice insurance coverage is included with all CM&F professional liability insurance options, as long as you are providing services within your scope of practice according to the relevant laws.
With telemedicine becoming more popular, better understood, and in-demand by patients, CM&F recognizes the importance of telemedicine malpractice insurance. If you purchase a physician assistant professional liability insurance policy from CM&F Group, you will be covered 24/7 no matter where you work or method of patient care delivery – virtual and/or in-person. There is no additional charge for this coverage. If you have any questions, or would like further clarification, please consult your policy details or reach out to us.
Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.
Thousands of professionals have trusted CM&F with their careers for over a century, and it’s easy to understand why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings for financial stability.
For more than 100 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. CM&F is committed to protecting the livelihood of physician assistants across the US. CM&F’s dedicated customer service professionals will help you understand the best choices for your situation and ensure that your career is protected by our industry-leading malpractice insurance. CM&F is a provider of physician assistant malpractice insurance that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.
We provide employer liability insurance to physician assistant groups, as well as other healthcare groups, so we know first hand that should a claim arise, unless the policy is IN YOUR OWN NAME, your interests could be viewed as secondary to the employer, clinic or office who owns the policy.
Your individual malpractice policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered.
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with: