Nail Technician Liability Insurance

24/7 Malpractice Insurance for Nail Technicians That Stays with You Everywhere You Go

  • Variety Of Policies Tailored To You
  • Fully Digital – No Paperwork!
  • Outstanding Client Service
  • Quick Quote & Immediate Coverage

Protect Your Career with Malpractice Insurance for Nail Technicians

Professional liability insurance, sometimes called nail technician malpractice insurance, protects your career and financial future. When your assets, license, and reputation are at stake, CM&F nail technician insurance brings peace of mind.

Comprehensive, Portable, and Flexible Coverage

Even if you already have coverage through your employer, it pays to have insurance that puts you first. With CM&F, you’ll have 24/7 coverage that follows you in any state where you are licensed, inclusive of any service outlined within your scope of practice according to relevant state laws.

CM&F provides the highest rated policies, easy-to-use technology, and an exceptional customer service team. See why healthcare professionals have trusted CM&F for over 100 years.

Get an Instant, No-Obligation Quote

It’s never been easier to get a quote or apply for nail technician malpractice insurance. Visit our application portal anonymously, answer a few simple questions, and get a no-obligation quote in as little as five minutes. The rate you see is the rate you will pay based on the questions you answered. Complete your application for instant coverage.

Nail Technician Liability Insurance Benefits

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • Telemedicine/Telehealth Coverage
  • License Defense Coverage
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • Sexual Misconduct Defense
  • HIPAA Defense Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go - Even in Volunteer, Telehealth, Per Diem or Moonlighting Assignments

In the Spotlight:

Getting Coverage Is Simple!

  • Outstanding IconQuote View coverage options and make sure the price fits your budget.
  • Outstanding IconApply Access your quote, finalize your options and purchase coverage
  • Outstanding IconDownload Access your proof of coverage to share or download, instantly.

There’s No Comparison To CM&F


Have questions about CM&F professional liability insurance policies?
View our full library of our most frequently asked questions.
What is the difference between "per occurrence" vs. "aggregate" liability limits?

Your “per occurrence,” sometimes written as “per claim,” limit refers to the total amount the insurance company will pay per incident during the policy term. Your “aggregate” limit is the total amount the insurance company will pay for multiple claims over the course of one policy term (which is often one year).

Do I need occurrence or claims made coverage?

“Occurrence” or “claims made” refers to the type of policy coverage you’d be purchasing. This affects when you are able to report a claim on your policy.

What is a claims made policy?
You are only able to report a claim on a claims made policy while the policy is active. For instance, if you let your policy expire, and then six months later a former patient brings a lawsuit against you for an incident which occurred during the policy period, a claims made policy would no longer cover that claim (unless you purchased an Extended Reporting Endorsement, or “Tail Coverage”).

What is an occurrence policy?
An occurrence policy covers you indefinitely for incidents that occur within the policy period, meaning you are covered for the time period during which you had the policy even if it is no longer active. It is essentially the same as a claims made policy with a built-in Tail.

For our Allied Health clients:
All CM&F insurance products include occurrence coverage, and so you never have to worry about purchasing tail coverage!

How quickly can I get liability insurance coverage?

If you apply for coverage online via CM&F’s secure Insured Access Portal, you can pay for and receive proof of coverage in just MINUTES! If you have the ability to pay with a credit card, we recommend applying for coverage online. Once you submit your application, you are emailed your coverage documents in minutes – No Delay, No Headache.

Your documents are also available for access 24/7 in your personal insured access portal account. Within the portal, all clients are able to download, print, or email their documents whenever needed.

If you are unable to purchase coverage online, please contact us for a paper application. We can accept applications through the mail or via fax. Please know, this can delay the receipt of your coverage documents by a few weeks due to processing and shipping time.

*Need help applying? Contact us for further instructions and assistance on accessing our Online Applications.

Are your liability insurance plans flexible and customizable to the coverage options I need?

Our insurance plans are extremely flexible. We offer full-time, part-time, moonlighting or contracting policies for almost all professionals. Your coverage follows you wherever you work, 24/7.

I am self-employed. Can I apply for coverage?

Yes, we cover self-employed healthcare professionals. Please select “Self-employed” in the dropdown when choosing employment status.

How do I transfer my existing liability policy under another company to CM&F so that there is no gap in time of coverage?

If you have an occurrence policy, you can simply purchase the CM&F professional liability insurance policy when the policy with your current insurance provider expires. When using our online application, you are able to select your coverage date at least 30 days in advance, so you don't have to worry about coming back to apply on the exact day.

If your current policy is a claims-made policy, it is best to discuss the transition options with a CM&F service professional. We will help to ensure there are no gaps in your liability insurance coverage.

Can I add additional insured?

You may add additional insured to your policy at anytime. This can be done during the application process, as well as throughout the lifetime of the policy.

Get Professional Liability Insurance From A Provider You Can Depend On

CM&F is not your typical insurance provider. We have been in the business of protecting healthcare providers since 1919, and have always been ready to support our clients. As the healthcare industry has had to evolve over the years, the professional liability insurance providers also have had to change. No matter the change or cause, CM&F has continually advocated for full liability protection at an affordable cost by profession by state.

CM&F has successfully lead the way forward in protecting over 200 professional specialties across the healthcare industry, with a singular focus on providing superior service and innovative insurance products.

Whether you need to quickly buy insurance online, access your policy documents in real-time, or discuss a coverage question over the phone, CM&F is there for you.

Get professional liability insurance for nail technicians from CM&F for 24/7, comprehensive coverage.

CM&F Means Peace of Mind

CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:

  • A++ Rated Liability Insurance & 4.8/5 Satisfaction Rating
  • Outstanding Customer Service with a Direct Contact Line
  • Superior Claims Management
  • Fast Automated Application Process – No Paperwork!
  • 24/7 Access to Your Personal Online Document Archive