Professional Malpractice Insurance for Physician Assistant (PA)

What is Physician Assistant Professional Malpractice Insurance?

Physician assistant professional malpractice insurance is insurance coverage designed to cover the legal expenses, as well as protect personal assets of professionals in case of a malpractice claim. Physician assistant professional liability insurance offers liability protection against claims associated with mistakes or negligence (whether true or false) that result in bodily injury, medical expenses, or even claims of mental anguish. As a PA, unless you are the owner of the policy, should a claim arise, your interest could likely be viewed as secondary to your employer who owns the group insurance policy. To protect your career as well as your personal assets, individual professional liability insurance is a very good idea.

What Risks Do I Face That Warrant Malpractice Insurance for Physician Assistants?

Physician assistants are healthcare professionals who practice medicine in collaboration with or under the supervision of a doctor. Physician assistants can be responsible for many tasks, including ordering tests, interpreting test results, conducting physical examinations, or even writing prescriptions. If an accident or mistake were to occur while trying to perform their job, PAs could find themselves at the center of a malpractice claim. Whether the incident was their fault or not, they can still be held liable. The best form of protection for physician assistants is to have the appropriate form of PA malpractice insurance.

Why Do I Need Physician Assistant Liability Insurance?

Because legal settlements can threaten personal assets as well as future earnings, professional liability insurance for physician assistants is very beneficial. Liability insurance for PAs is designed to protect your personal assets or cover your expenses in the event of a medical malpractice lawsuit or liability claim. Relying solely on your employer’s physician assistant malpractice insurance to protect personal assets from a lawsuit may cause you undue hardship. If named in a lawsuit, you could be exposed, resulting in financially devastating legal costs. Professional liability insurance for PAs is the best career or personal financial protection in the event of a professional lawsuit.

Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.


Why CM&F For Physician Assistant Insurance Coverage

Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!

For more than 25 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. We are dedicated to protecting the livelihood of physician assistant professionals across the US. Our dedicated service professionals at CM&F will ensure that your career is protected by our industry-leading malpractice insurance. CM&F is a provider of physician assistant liability insurance that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.

We provide employer liability insurance to physician assistant groups, as well as other healthcare groups. So we know first hand that should a claim arise, unless the policy is YOUR OWN your interests could be viewed as secondary to the employer, clinic or office who owns the policy.

Your policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered.

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What is the difference between malpractice insurance and liability insurance?

These terms are both interchangeable. Malpractice Insurance is a liability insurance specifically designed to protect medical professionals.

Does having my own individual professional liability insurance policy make me a more likely target for a lawsuit?

Absolutely not. In fact your insurance status is not discovered until you have already been named in a lawsuit. At that point you are ALWAYS better off having your own individual liability protection to defend you against the allegations.

Does my employer’s Professional Liability Insurance cover me?

Most employers do provide some level of malpractice insurance for their employees. The only way to know for certain is to ask for a certificate of insurance every year. Millions of medical professionals purchase personal liability (malpractice) insurance protection in addition to what their employer provides. Coverage that is portable from job to job, protects your license and having control of your protection is ALWAYS the best option. CM&F offers both personal liability insurance and group liability insurance.

I’m starting my own company. Do you have a policy that will cover my company for malpractice?

Absolutely. We have liability coverage for individuals, sole-proprietors, clinics, schools and groups. Get in touch with us to discuss your needs.

What limit of liability does CM&F recommend?

The liability limits depend on a number of factors and is a very personal decision. We at CM&F always recommend you carry the highest level of liability protection which is $1,000,000 Per Claim. With that said we understand other factors impact this decision including cost, state regulations and many other issues. Call our team to discuss your options.

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