Professional Malpractice Insurance for Surgical Healthcare Professionals

What is Surgical Healthcare Professional Malpractice Insurance?

Surgical healthcare professional malpractice insurance is insurance coverage designed to cover the legal expenses, as well protect personal assets, of surgical health care professionals. As a surgical healthcare professional, you may need professional liability insurance that goes beyond your employer’s policy. Unless you are the owner of the policy, should a claim arise, your interest could likely be viewed as secondary to your employer who owns the group insurance policy. To protect your career as well as your personal assets, individual professional liability insurance is a very good idea.

Why Do Surgical Healthcare Professionals Need Malpractice Insurance?

Surgical healthcare professionals work to properly perform medical procedures in order to improve the health of their patients. Surgical operations have many precise steps, and if one accident or mistake were to occur, surgical healthcare professionals could find themselves at the center of a malpractice claim. Whether they were at fault for the mistake or not, or even if they were only in the operating room while an accident occurred, they could still be named in a malpractice suit. The best way for surgical healthcare professionals to protect themselves against harmful malpractice allegations is to have the appropriate form of malpractice insurance.

CM&F

Why CM&F For Surgical Healthcare Coverage

Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!

For more than 25 years, CM&F Group has been protecting surgical healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. We are dedicated to protecting the livelihood of surgical healthcare professionals across the US. Whether you’re a physician surgeon or surgeon assistant, the dedicated service professionals at CM&F will ensure that your career is protected by our industry-leading malpractice insurance. CM&F is a provider of surgical healthcare malpractice insurance that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.

We provide employer liability insurance for healthcare groups or clinics. So we know first hand that should a claim arise, unless the policy is YOUR OWN your interests could be viewed as secondary to the employer, clinic or office who owns the policy.

Your policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered. Select your profession from our directory or contact us for more information!

Find Out Why the Association of Surgical Technologists (AST), Association of Surgical Assistants (ASA) and Hundreds of Your Peers Recommend CM&F!

Partnered with & Endorsed by:
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Association of Surgical Assistants

What is the difference between malpractice insurance and liability insurance?

These terms are both interchangeable. Malpractice Insurance is a liability insurance specifically designed to protect medical professionals.

Does having my own individual professional liability insurance policy make me a more likely target for a lawsuit?

Absolutely not. In fact your insurance status is not discovered until you have already been named in a lawsuit. At that point you are ALWAYS better off having your own individual liability protection to defend you against the allegations.

Does my employer’s Professional Liability Insurance cover me?

Most employers do provide some level of malpractice insurance for their employees. The only way to know for certain is to ask for a certificate of insurance every year. Millions of medical professionals purchase personal liability (malpractice) insurance protection in addition to what their employer provides. Coverage that is portable from job to job, protects your license and having control of your protection is ALWAYS the best option. CM&F offers both personal liability insurance and group liability insurance.

I’m starting my own company. Do you have a policy that will cover my company for malpractice?

Absolutely. We have liability coverage for individuals, sole-proprietors, clinics, schools and groups. Get in touch with us to discuss your needs.

What limit of liability does CM&F recommend?

The liability limits depend on a number of factors and is a very personal decision. We at CM&F always recommend you carry the highest level of liability protection which is $1,000,000 Per Claim. With that said we understand other factors impact this decision including cost, state regulations and many other issues. Call our team to discuss your options.

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