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PTPN is committed to furthering the advancement of physical therapy clinics through cost-savings, growth opportunities, and risk protection. Recognizing the same commitment through CM&F’s offering of affordable and comprehensive PT malpractice insurance, PTPN recommends members use CM&F to access tailor-made PT insurance solutions that are over 50% cheaper than other liability insurance providers in the market.
With some of the lowest costs on the market, and the ability to practice telehealth/telemedicine under one policy, CM&F makes getting the right physical therapist liability insurance coverage easy. Practice virtually or in-person without fear of litigation, knowing CM&F has your back.
CM&F PA Liability Insurance
Just like AAPA, CM&F Group wants PAs to focus on one thing, helping their patients. PA professionals work directly with clients, and as a result they are susceptible to malpractice claims. Whether the claims are ultimately true or not, the repercussions could have a devastating impact on both their career and their personal assets.
Our PA liability insurance is tailored to your individual needs covering you wherever you go. An individual liability insurance policy is designed to protect your assets, license and reputation regardless of employer and place of work.
With affordable individual malpractice coverage options, as well as general and cyber liability coverage options, the AAPA has made it easy to pick a reliable professional liability insurance company that protects your own personal interests.
Focus on your patients. We’ll protect your personal assets, license and reputation.
By obtaining malpractice insurance from CM&F Group, you cover your bases protecting yourself from unforeseeable problems in the future with 24/7 portable coverage that protects you within all delivery methods of patient care – in-person or virtual.
CM&F PA Liability Insurance Benefit
*Full coverage policy option – Recommended
- Coverage Options up to $2 Million Per Claim
- Full Consent to Settle Claims
- License Defense Coverage
- General Liability Available
- Defense Costs in Addition to Liability Limits
- Sexual Misconduct Defense
- HIPAA Defense Coverage
- Telemedicine Coverage
CM&F PA AssetGuard Benefits
*Discounted, lower coverage policy option – Secondary to employer
- Affordable Occurrence Coverage
- Liability Limits Of $100,000 Per Incident
- Defense Costs Paid In Addition To Liability Limits
- Licensure Defense Coverage
- HIPAA Defense Coverage
- Deposition Defense Coverage
- Telemedicine Coverage
- Personal Asset & Financial Future Protection
The Partnership Between AAPA and CM&F Group
CM&F and AAPA have formed a unique partnership that will bring quality care as well as tailored liability solutions to PA professionals across the nation. As a team, we are a partnership of companies with similar core values as well as a true commitment to the PA professional community. With years of experience, and plenty of room for growth, now expanding in virtual & telemedicine, CM&F and AAPA will continue to work together to advance PA growth.
Together, CM&F and AAPA are continually reviewing the policy terms and annual premiums to ensure PAs have access to the very best today’s market has to offer.
Get Covered Today!
Find Out Why The Best PA Organizations And Thousands of Your Peers Recommend CM&F!
Other Relevant Insurance Solutions
All of our insurance products are fully automated, and instantly quoted with immediate coverage available. We protect students, individuals, clinics/businesses and more.
Are there any physical therapy professional associations that I should consider joining?
Each state has local physical therapist associations or chapters of a larger national organization. We support working with national or local physical therapist programs that help further the risk education of physical therapists by keeping their personal livelihood protected from future medical malpractice claims.
?
Find out from your employer if membership comes with your employment, or if they provide any additional benefits to you for being a member of a physical therapy association.
As an individual physical therapy employee, am I named on the company malpractice or professional liability insurance?
We insure healthcare groups & clinics, so we know firsthand that your employer’s policy will not have you as their main interest when it comes to malpractice legal cases or settlements – despite their best intentions.
?
If your employer does offer professional PT liability insurance, what is their coverage plan? Ask for it in writing so you can review it and present it in the future should a malpractice claim arise.
Does the Physical therapy malpractice insurance policy start right away?
Make sure their are no gaps in coverage as you transition employment, positions, or insurance companies. Reach out to CM&F’s client services team for advice and assistance as you evalute your PT professional liability insurance options.
Should I have my own physical therapy liability insurance plan?
Having your own personal physical therapy liability insurance policywill ensure that your interests are the priority and that your livelihood is protected. CM&F’s individual physical therapy malpractice insurance options are attached to you, covering you wherever you go and wherever you work.
The CM&F Advantage
Protect Your Business With Award Winning Coverage
The cost to notify one patient of a data breach is ~$400. Fortunately, the annual rate for CyberProGuard® is approximately equivalent to the cost of notifying just three patients, but provides up to $1MM in coverage for most CM&F clients.
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional coverage with:
* excludes taxes and fees
- Up to $1MM in Coverage
- 24/7 Access to DataSafe Portal & Customer Service
- Free Cyber Risk Report for Your Business
- Online Training For You & Your Employees
- Fast, Automated Application Process
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Need More Help?
PT Malpractice Insurance Coverage
CM&F’s policies bring clients up to a 50% average annual savings.
Any Questions?
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