Average Salary of Physical Therapists

PT professionals have a range of occupational specialties to look to as they grow their career. It is important to remember that with increased salary comes increased responsibility, leading to an increase of risk in being held liable for any sort of medical malpractice or negligence. The cost of having your own physical therapy malpractice insurance is nothing compared to the impact a claim can have on your personal assets or your reputation.

As you look to expand your career, and grow your future, evaluate the below list for your goal salary or use this data to help inform salary negotiations. Whether you’re a physical therapy student looking ahead to the future, or a professional looking to move up the pay scale into another position, it is important to know this basic information. CM&F supports and covers physical therapists of all education levels.

Female patient engaging in arm muscle therapy with physical therapist assisting her.

Physical Therapist Salary Guide

Salaries provided by the U.S. Bureau of Labor Statistics, 2020

Physical Therapy OccupationEducation / Average Salary

Physical Therapist

Doctoral Degree / $89,440

Orthopedic Physical Therapist

Doctoral Degree / $75,081

Physical Therapist Assistant

Associates Degree / $58,790

Physical Therapist Aide

High School / $28,500

Occupational Therapist

Master’s Degree / $84,950


Master’s Degree / $78,000

Physical therapist engaging in quality patient care, using his skills and knowledge to avoid malpractice risk.

CM&F encourages aspiring physical therapists looking to advance their career through additional education by providing comprehensive physical therapist malpractice insurance. CM&F’s malpractice insurance for physical therapists is designed to protect you 24/7 wherever you go, with whomever you are working. The policy is your own. So, if you are studying, you are protected with physical therapists student malpractice insurance. When you go to your daytime or weekend job as a physical therapist, you are protected. If you own a physical therapy clinic, we got you covered.

Contact our client services team to find out more details about physical therapy professional liability insurance coverage.

The CM&F Advantage

PTs Save an Average Annual Savings of up to 50% at CM&F

CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to physical therapists has never wavered. CM&F remains committed to making it easy and cost effective to secure vital professional coverage with:
  • A++ Rated Insurance & Lowest Priced Physical Therapy Liability Insurance Products
  • Outstanding Customer Service with a Direct Contact Line
  • Superior Claims Management
  • Fast Automated Application Process
  • 24/7 Access to Your Personal Online Document Archive

Resources for Physical Therapists

At CM&F, we believe in the importance of a lifelong relationship, and in order to build that we are dedicated to being an educational resource for PTs. To accomplish this we have compiled a vast amount of information from salary figures, to career growth opportunities, and even blog posts written by fellow healthcare professionals.

CM&F Group