What is Physical Therapist Malpractice Insurance?
Professional malpractice insurance for physical therapists offers liability protection against claims associated with mistakes or negligence (whether true or false) that result in bodily injury, medical expenses or even claims of mental anguish or pain and suffering. Physical therapist malpractice insurance allows for professionals to perform daily responsibilities at work without fear of a potential lawsuit.
What Risks Do I Face as a Physical Therapist That Warrants Malpractice Insurance?
Physical therapists are highly trained medical professionals who help people with physical injuries or illness regain range of movement and control their pain. They work directly with their patients, who are at risk of falls of further injury if an accident were to occur. For this reason, physical therapists can find themselves at the center of a malpractice claim. The best way for therapists to protect their career, as well as their personal assets, is to have the appropriate form of malpractice insurance.
Why Do I Need Physical Therapist Liability Insurance?
It is important to have separate physical therapist liability insurance from your employer because an employer’s policy may focus on their financial liability first, leaving little to no protection for you depending on damages incurred. The best protection for any allegation against your professional services is having reliable physical therapist liability insurance at a reasonable cost. Because legal settlements can threaten personal assets and future earnings, professional liability insurance for physical therapists is very beneficial. CM&F professional liability insurance prioritizes the interests of healthcare professionals, providing clients with insurance plans that are designed to help protect both their personal reputation and financial future.
CM&F Physical Therapist Liability Insurance Coverage
CM&F’s physical therapist liability insurance coverage is designed to protect your personal assets and cover unexpected legal costs in the event of a lawsuit.
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