What is Home Health Care Professional Malpractice Insurance?
Home health care malpractice insurance, also known as home healthcare liability insurance, is financial protection designed to cover judgements, settlements, along with legal expenses of home healthcare professionals in the case of a malpractice lawsuit. In the event of a malpractice claim, whether the accusation is true or not, home healthcare professionals could be expected to pay large amounts in judgement, settlement or legal fees. The best protection against a financially damaging lawsuit and high legal fees is medical malpractice insurance. As a home healthcare professional, your employer’s group liability policy may prioritize their interests over yours. Owning your own individual home healthcare insurance policy, IN YOUR OWN NAME, will protect you, your family and your career, as well as your hard-earned personal assets.
What Risks Do I Face That Warrants Malpractice Insurance for Home Health Care Professionals?
Home health care professionals work directly in the home of their patients. By the nature of the work, home health care professionals interact with their patients in a highly sensitive manner, to aide in their health or daily life routine. Should an accident of any type occur, they could find themselves at the center of a malpractice claim. Home health care professionals such as caregivers, aides, or doulas all face serious risk. Personal malpractice insurance for home health care professionals is the best protection against harmful allegations.
CM&F Offers Home Health Care Malpractice Insurance to the Following:
Benefits of CM&F Malpractice Insurance Coverage
- Coverage Options up to $2 Million per Claim
- Full Consent to Settle Claims
- License Defense Coverage Included
- Sexual Misconduct Defense Included
- Add Additional Insureds At Anytime
- General Liability Available
- Defense Costs in Addition to Liability Limits
- HIPAA Defense Coverage Included
- Telemedicine/Telehealth Coverage Included
- 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Per Diem or Contracted Work Assignments
Why Buy Home Health Care Malpractice Insurance Coverage From CM&F?
Thousands of professionals have trusted us with their careers for over a century and it’s easy to understand why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings for financial stability.
For more than 100 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. We are committed to protecting the livelihood of home healthcare professionals across the US. CM&F’s dedicated client service professionals will help you understand the best choices for your situation and ensure that your career is protected by our industry-leading home healthcare malpractice insurance. CM&F is a provider of malpractice insurance for home healthcare professionals that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.
We provide business liability insurance for home healthcare groups, as well as other healthcare groups, so we know first hand that should a claim arise, unless the policy is IN YOUR OWN NAME, your interests could be viewed as secondary to the employer, clinic or office who owns the policy.
Your individual malpractice insurance policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know that you’re covered.
Find Out Why The Best Home Health Care Agencies And Thousands of Your Peers Recommend CM&F!
CM&F Means Peace of Mind
CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:
- A++ Rated Liability Insurance & 4.8/5 Satisfaction Rating
- Outstanding Customer Service with a Direct Contact Line
- Superior Claims Management
- Fast Automated Application Process – No Paperwork!
- 24/7 Access to Your Personal Online Document Archive