Home Health Aide Malpractice Insurance

The essentials and benefits of having malpractice insurance coverage for home health aides.

What is Home Health Aide Malpractice Insurance?

Malpractice insurance for home health aides gives providers the protection necessary to perform daily job requirements without fear of litigation. Professional liability insurance for home health aides is necessary due to the complex nature of the profession. While on the job or not, home health aides have the potential to be named in a malpractice lawsuit by their patients, patient’s family members, coworkers, or other healthcare providers, which is reasonably priced medical malpractice insurance for home health care aides is so important.

Not having malpractice insurance leads to risk of personal damage to assets, career, finances

What Risks Do I Face as a Home Health Aide That Warrants Malpractice Insurance?

A personal home care aide acts as a private companion and caretaker for patients, giving them the emotional support, caregiver assistance, and general assistance to accommodate patient’s needs. Insurance coverage for home health aides provides protection against the most common risks encountered by home health aides, from potential damage of a client’s property to patient injury while on the job. The high risk nature of their work explains why malpractice insurance for home health aides is essential.


Benefits of CM&F Malpractice Insurance Coverage

  • Coverage Options up to $2 Million per Claim
  • Full Consent to Settle Claims
  • License Defense Coverage
  • Sexual Misconduct Defense
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • HIPAA Defense Coverage
  • Telemedicine Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer or Contracted Work Assignments


Why Do I Need Home Health Aide Malpractice Insurance?

Due to the many responsibilities home health aides encounter, comprehensive home health aide liability insurance is essential. Professional liability insurance for home health care professionals protects home care providers and their patients in the event of unfortunate injury or accident. Liability insurance for home health aides will keep personal assets safe and pay for unexpected legal fees or defense costs in the event that a lawsuit or claim arises out of negligent behavior. Malpractice insurance for home health aides gives professionals confidence, knowing they can perform job functions to the best of their abilities with peace of mind.

Want to know more about professional liability insurance? Visit our frequently asked questions or contact us.

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CM&F Home Health Aide Insurance Coverage

Call us to find out more about home health aide liability insurance requirements or apply online in a matter of minutes on our secure application portal. It’s never been easier to get a quote or apply for home health aide liability insurance. All you have to do is answer a few questions to get a free, no obligation quote. CM&F is known for affordable insurance that delivers the best coverage in the market in the most simple way possible.

Find Out Why The Best Home Healthcare Organizations And Thousands of Your Peers Recommend CM&F!

CM&F Means Peace of Mind

CM&F was founded over a century ago. Through up and down markets, CM&F’s dedication to healthcare professionals has never wavered. CM&F remains committed to making it easy and cost-effective to secure vital professional insurance coverage with:

  • A++ Rated Insurance & Lowest Priced Professional Liability Insurance Products
  • Outstanding Customer Service with a Direct Contact Line
  • Superior Claims Management
  • Fast Automated Application Process
  • 24/7 Access to Your Personal Online Document Archive