What is Professional Malpractice Insurance for Paramedics?
Paramedic professional malpractice insurance offers liability protection against claims associated with mistakes or negligence (whether true or false) that result in bodily injury, medical expenses or even claims of mental anguish or pain and suffering. Malpractice insurance for paramedics is important for protecting the personal assets of emergency care providers.
What Risks Do I Face as An Emergency Services Provider That Warrants Liability Insurance for Paramedics?
A Paramedic is a specialist healthcare professional who responds to emergency calls for medical help outside of a hospital. Paramedics mainly work as part of the emergency medical services teams, most often in ambulances.
When mistakes happen, regardless of whether they’re your fault or a patient wrongly believes you were negligent during their transport, you can find yourself on the wrong end of a lawsuit. Just being in the ambulance or room as other medical providers, whether you were performing services on the patient or not, leaves you at risk of being accused of medical malpractice. Even giving medical advice to a friend or assisting someone while off duty can leave you exposed to litigation.
One lawsuit is all it takes for financial or career devastation, so finding the right paramedic professional malpractice insurance carrier to back you up is crucial.
Why Do I Need Professional Liability Insurance for Paramedics?
Paramedics should have professional liability insurance when they need protection from mistakes or negligence that could result in financial loss. Because paramedics are constantly working in stressful, fast-changing emergency situations, and where speed can mean the difference between life and death, haste decisions that not everyone agrees with, or that weren’t complete throughout have to be made.
Due to the wide range of responsibilities paramedics are accountable for in these emergency situations, paramedic malpractice insurance is necessary. The best protection against any allegation on your professional services is having reliable medical liability insurance at a reasonable cost. The cost of malpractice insurance for paramedics is relatively low when compared to all of its benefits.
CM&F Paramedic Coverage
CM&F’s malpractice insurance for emergency services personnel is the most affordable, competitive policy in the market through one of the largest, most reliable insurance carriers around. With the best liability insurance for paramedics, EMT-basics or EMT-intermediates, emergency services professionals don’t need to overspend or sacrifice coverage to get the liability protection they need.
View coverage options to get the paramedic liability insurance that works for you. Most of the CM&F liability insurance products can be purchased conveniently online in minutes. Get your paramedic insurance coverage through CM&F today!
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