Professional Malpractice Insurance for Nursing Professionals

What is Nursing Professional Malpractice Insurance?

Nursing malpractice insurance is insurance coverage designed to cover the legal expenses, as well as protect personal assets, of nursing professionals in case of a malpractice claim. In the event of a malpractice claim, whether the accusation is true or not, nursing professionals could be expected to pay large amounts in legal or settlement fees. The best protection against a damaging lawsuit or high fees is professional malpractice insurance. As a nursing professional, your employer’s policy may prioritize their interests over yours. Individual professional liability insurance will protect your career as well as your personal assets.

What Risks Do I Face That Warrants Malpractice Insurance for Nursing Professionals?

Nursing professionals work with patients in a variety of ways. Many are responsible for working with or treating patients directly which means they are at risk of being named in a malpractice suit if something goes wrong. Nursing professionals often interact with patients more than any other medical professional in a hospital or office. With so much direct exposure to patients, nursing professionals need to be able to properly do their job without constant fear of potential litigation. Nursing professional liability insurance is the best way to protect, as well as ease the mind of nursing professionals.


Why CM&F For Fitness and Rehabilitation Insurance Coverage

Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!

For more than 25 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. We are dedicated to protecting the livelihood of nursing professionals across the US. Whether you’re a certified nursing assistant, clinical nurse or cosmetic nurse, the dedicated service professionals at CM&F will ensure that your career is protected by our industry-leading malpractice insurance. CM&F is a provider of nursing professional malpractice insurance that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.

We provide employer liability insurance for cosmetic nurse clinics, as well as other healthcare groups or clinics. So we know first hand that should a claim arise, unless the policy is YOUR OWN, your interests could be viewed as secondary to the employer, clinic or office who owns the policy.

Your policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered. Select your profession from our directory or contact us for more information!

Find Out Why The Best Nurse Organizations And Hundreds of Your Peers Recommend CM&F!

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What is the difference between malpractice insurance and liability insurance?

These terms are both interchangeable. Malpractice Insurance is a liability insurance specifically designed to protect medical professionals.

Does having my own individual professional liability insurance policy make me a more likely target for a lawsuit?

Absolutely not. In fact your insurance status is not discovered until you have already been named in a lawsuit. At that point you are ALWAYS better off having your own individual liability protection to defend you against the allegations.

Does my employer’s Professional Liability Insurance cover me?

Most employers do provide some level of malpractice insurance for their employees. The only way to know for certain is to ask for a certificate of insurance every year. Millions of medical professionals purchase personal liability (malpractice) insurance protection in addition to what their employer provides. Coverage that is portable from job to job, protects your license and having control of your protection is ALWAYS the best option. CM&F offers both personal liability insurance and group liability insurance.

I’m starting my own company. Do you have a policy that will cover my company for malpractice?

Absolutely. We have liability coverage for individuals, sole-proprietors, clinics, schools and groups. Get in touch with us to discuss your needs.

What limit of liability does CM&F recommend?

The liability limits depend on a number of factors and is a very personal decision. We at CM&F always recommend you carry the highest level of liability protection which is $1,000,000 Per Claim. With that said we understand other factors impact this decision including cost, state regulations and many other issues. Call our team to discuss your options.

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