Professional Malpractice Insurance for Technicians & Technologists Professionals

What is Technician & Technologist Professional Malpractice Insurance?

Technician or technologist professional malpractice insurance is insurance coverage designed to cover the legal expenses, as well as protect personal assets, of technicians or technologists in the event of a malpractice claim. Whether the malpractice claims are ultimately proven true or false, technicians or technologists can be liable to pay defense fees or settlement fees. The best way for technicians or technologists to protect their career as well as their personal assets is to have the appropriate form of malpractice insurance coverage. As a technician or technologist, you may find that your employer’s liability insurance prioritized their protection over yours. Personal liability insurance for technicians or technologists will allow you to do your job without fear of litigation.

Why Do Technicians & Technologists Need Malpractice Insurance?

Technicians and technologists play a vital role in the diagnosis as well as the treatment of patients. Typically, the profession involves the operation of advanced medical machinery to accomplish their goal, whether that is to produce images or filter blood. Whatever the task a specific technician or technologist is responsible for performing, the results may have serious ramifications on the health of the patient. If an accident were to occur, whether it was their fault or not, the technician or technologist could face a malpractice suit. The best way for technicians and technologists to protect their career, as well as their personal assets is to have the appropriate form of malpractice insurance.

Technician & Technologist professionals covered by our malpractice insurance include:

CM&F

Why CM&F For Technician or Technologist Insurance Coverage

Thousands of professionals have trusted us with their career, and it’s easy to see why. CM&F only partners with insurance carriers who carry the highest A.M. Best ratings in the market today!

For more than 25 years, CM&F Group has been protecting healthcare professionals from potentially damaging lawsuits that arise from malpractice claims. We are dedicated to protecting the livelihood of technicians and technologists across the US. Whether you’re a lab aide, phlebotomist or anesthesia technologist, the dedicated service professionals at CM&F will ensure that your career is protected by our industry-leading malpractice insurance. CM&F is a provider of technician and technologist malpractice insurance that is affordable and tailored to cover your professional risk with coverage options as high as $2 million per claim.

We provide employer liability insurance for medical physicist groups, as well as other healthcare groups or clinics. So we know first hand that should a claim arise, unless the policy is YOUR OWN your interests could be viewed as secondary to the employer, clinic or office who owns the policy.

Your policy with CM&F is portable, going wherever you go, even when you switch jobs, so you always know you’re covered. contact usMalpractice Insurance for more information!

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What is the difference between malpractice insurance and professional liability insurance?

These terms are both interchangeable. Malpractice insurance is a liability insurance specifically designed to protect medical professionals.

Does having my own individual professional liability insurance policy make me a more likely target for a lawsuit?

Absolutely not. In fact your insurance status is not discovered until you have been named in a lawsuit. At that point you are ALWAYS better off having your own individual liability protection to defend you against any allegations.

Does my employer’s professional liability insurance cover me?

Most employers do provide some level of malpractice insurance for their employees. The only way to know for certain is to ask for a certificate of insurance every year to confirm that you are a "named insured." Millions of medical professionals purchase personal professional liability insurance, also known as medical malpractice insurance, protection in addition to what their employer provides. Coverage that is portable from job to job, protects your license, your personal assets and financial future is ALWAYS the best option. CM&F offers both individual liability insurance and group liability insurance.

I’m starting my own company. Do you have a policy that will cover my company for malpractice?

Absolutely. We have liability coverage for individuals, sole-proprietors, clinics, schools and groups. Get in touch with us to discuss your needs.

What limit of liability does CM&F recommend?

The liability limits depend on a number of factors and is a very personal decision. Though we offer policy limits up to $2,000,000 per claim, we typically recommend that liability protection of $1,000,000. With that said, we understand the many factors that impact this choice, including cost and state regulations. Call our team to discuss your options.

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